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About KUR

Maybank supports government programs in developing Indonesian MSMEs by providing access to working capital and investment financing at a low cost and interest.

The maximum funding provided is IDR500 million, which can be repaid up to 5 years.

Benefit of Maybank Kredit Usaha Rakyat

 

Working Capital Needs and Business Investment

Managing Business Cash Flow

Easier Business Transactions

Feature

 

Loan amount

Starting from IDR50 million to IDR500 million.

Loan Tenor

• Working capital Max. 4 years
• Investment Max. 5 years

Interest Rate

6%

Process

Simple and Fast.

Guarantee

Houses, shop houses, offices, warehouses, factories, as well as cash guarantees.


Terms & Conditions

 

  • Company or individual business.
  • Have a minimum of 2 years business experience.
  • Min. age 21 years old and max. 70 years old at the end of the credit.
  • Indonesia citizen.
  • Not listed in National Black List.
  • Credit is used for productive purposes.

 

Submission supporting documents

Document

Individu

Company
(PT, CV)

Credit Aplication Form

v

v

Identity Certificate (ID Card/ Passport of applicants, management, shareholders, spouse)

v

v

Marriage / Divorce Certificate/ Death Certificate/ Separation of Assets Agreement (if any)

v

 

NPWP

v

v

Business License

v

v

Bank statement for the last 6 months
v v
Deed of Establishment of the Company and its amendments and the latest deed
  v
Legalized by Ministry of Justice and Human Rights (Kemenkumham)
  v
Guarantee Documents: HM/HGB Certificate, Last Year PBB, Building Permit (IMB)
v v

Product Summary Information

SEE DETAIL
  • maybank logo
  • Maybank Indonesia | The Ease of Financial Transactions in Just One Click Away
  • Business
  • Financing
  • Working Capital
  • Kredit Usaha Rakyat (KUR)

Deposit & Investment

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Working Capital
Giro Business
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PT Bank Maybank Indonesia Tbk is a Bank licensed and supervised by OJK & Bank Indonesia and LPS. PT Bank Maybank Indonesia Tbk is a guarantee participant in the LPS. The maximum deposit guarantee value per Customer per bank is IDR2 billion. To find out the applicable LPS interest rates, please CLICK HERE

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