About KUR
Maybank supports government programs in developing Indonesian MSMEs by providing access to working capital and investment financing at a low cost and interest.
The maximum funding provided is IDR500 million, which can be repaid up to 5 years.
The maximum funding provided is IDR500 million, which can be repaid up to 5 years.
Benefit of Maybank Kredit Usaha Rakyat
Working Capital Needs and Business Investment
Managing Business Cash Flow
Easier Business Transactions
Feature
Loan amount
Starting from IDR50 million to IDR500 million.
Loan Tenor
• Working capital Max. 4 years
• Investment Max. 5 years
Interest Rate
6%
Process
Simple and Fast.
Guarantee
Houses, shop houses, offices, warehouses, factories, as well as cash guarantees.
Application for Maybank Kredit Usaha Rakyat
Terms & Conditions
- Company or individual business.
- Have a minimum of 2 years business experience.
- Min. age 21 years old and max. 70 years old at the end of the credit.
- Indonesia citizen.
- Not listed in National Black List.
- Credit is used for productive purposes.
Submission supporting documents
|
Document |
Individu |
Company |
|
Credit Aplication Form |
v |
v |
|
Identity Certificate (ID Card/ Passport of applicants, management, shareholders, spouse) |
v |
v |
|
Marriage / Divorce Certificate/ Death Certificate/ Separation of Assets Agreement (if any) |
v |
|
|
NPWP |
v |
v |
|
Business License |
v |
v |
| Bank statement for the last 6 months |
v | v |
| Deed of Establishment of the Company and its amendments and the latest deed |
v | |
| Legalized by Ministry of Justice and Human Rights (Kemenkumham) |
v | |
| Guarantee Documents: HM/HGB Certificate, Last Year PBB, Building Permit (IMB) |
v | v |
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