Utilise e-Statement Feature in M2U ID App to Monitor Financial Transactions Periodically

24 March 2025

Keeping finances under control every month is a challenge for many people. With various needs and expenses that continue to grow, it is important to have a solution that helps in analysing and monitoring financial transaction reports regularly. One of them is with e-Statement.

e-Statement is a financial transaction report that is available in digital format and can be accessed easily through a smartphone. With e-Statement, you can be more disciplined in managing your finances because all transactions are clearly recorded and can be analysed from month to month. This allows you to adjust your expenses to the amount of income received, so that your financial condition remains stable and avoid overspending.

Benefits of e-Statement Feature

1. Easily compile monthly expense reports

   e-Statement makes it easy for you to analyse your monthly financial statements. By downloading e-Statement every month, you can get a complete overview of your income and expenses. The data available in e-Statement can help you more easily categorise your expenses based on categories such as basic needs, routine bills, and entertainment expenses.

2. Identify Mandatory and Non-mandatory Expenses

   One of the challenges in managing finances is distinguishing between expenses that are truly necessary and those that are just wants. By using e-Statements, you can easily identify mandatory expenses such as mortgage, electricity bills, and transport costs, as well as non-mandatory expenses such as streaming subscriptions, dining out, or fashion shopping. With better monitoring, you can re-prioritise your finances and allocate funds more wisely.

3. Comparing Month-to-Month Expenditure

   e-Statement also allows you to compare spending patterns from month to month. By analysing the transactions that have been made, you can find out whether the budget that has been made is running effectively or still needs to be adjusted. For example, if you see an increase in spending in certain categories such as food or transport, you can take steps to control it to stay within the set budget.

To make it easier for you to manage your financial transactions, Maybank Indonesia provides an e-Statement feature that can be accessed through M2U ID App (mobile banking). This feature allows you to get financial transaction reports in digital format without the need to print them physically.

Advantages of e-Statement Feature in M2U ID App and How to Use it

Here are some of its advantages:

• Easy Access

  The previous month's e-Statement can be accessed through the M2U ID App every 10th of the current month, so you can easily view your transaction history.

• Environmentally Friendly

  With a digital format, e-Statements reduce the use of paper and support a more environmentally friendly lifestyle.

• Interactive

  e-Statements accessed through the M2U ID App are available in interactive charts that make it easy to understand and analyse financial transactions.

Guide to Accessing e-Statements via M2U ID App

1. Login to M2U ID App
2. In the account view, click on the menu icon in the top left corner
3. Choose ‘Statement’ menu
4. A. Select the desired statement month, then click ‘Download’ to download.
   Note: Customers can choose a maximum of 3 months in 1 request, with a period range of the last 3 years.
   B. Select the desired statement month, then click the magnifying glass icon to view the Statement.
5. Read the Password Information, then click OK to open the Statement.
6. Statement will be displayed. Click on the download icon in the top right corner to download.
7. Select the storage location on the device to save the e-Statement
8. e-Statement is successfully downloaded. To open the Statement file, enter the password according to the account type.