18 February 2022
Home Ownership Credit, or KPR, is a type of bank financing for those who want to buy a property but don't have enough money and prefer to pay in installments over a set length of time. You can have your ideal home with a mortgage without hurting your cash flow.
Before applying for a mortgage, you must prepare the following requirements and supporting documents:
Mortgage application requirements:
As a mortgage requirement, the following documents must be provided:
For entrepreneurs / professionals:
Aside from the house mortgage criteria, you should be aware of the mortgage interest rate offered by the bank you choose. Maybank Indonesia offers a range of interest rates beginning at 3.63 percent and valid through February 28, 2022 for Maybank KPR and iB Property Financing products.
Maybank KPR gives you many options based on the term and type of residence you want to buy. Primary KPR is financing for the purchase of new homes from Maybank partner developers, Secondary KPR is financing for the purchase of second homes from individuals or real estate agencies, and Take Over is a mortgage transfer service from other banks to Maybank.
Here are the Maybank KPR mortgage solutions and their benefits to make your decision easier:
1. Maybank KPR Bebas Bunga
With Maybank KPR Bebas Bunga, Get interest rate up to 0% by connecting maximal 7 saving accounts of yourself and your family. 75% of saving account balance will be calculated to reduce mortgage interest installments to make them interest-free, as well as to shorten the credit duration, allowing mortgages to be paid off faster. In addition, you have a maximum tenure up to 20 years.
2. Maybank KPR Take Over
If you use the Maybank KPR Take Over, you will be provided a selection of appealing interest possibilities. In addition, you can benefit from reduced mortgage fees and a maximum loan duration of 20 years.
3. Maybank KPR Plus
Maybank KPR Plus offers lower monthly installments, as well as flexibility in withdrawing funds and making repayments. That way, you can still fulfill your necessities without being burdened by large mortgage payments.
4. Maybank KPR Fix & Fix
Maybank KPR Fix & Fix offers fixed interest rates, allowing you to lock in a lower interest rate for a longer period of time.
Get your dream home with Maybank Indonesia. Further information