Get bonus interest every month, make Your savings grow!
Enjoy bonus interest every month by registering via the Maybank website, increasing and maintaining an average balance growth of at least IDR10 million or USD5,000 and making 3x financial transactions using Maybank Debit Card and via M2U ID App (mobile banking) or M2U ID Web (internet banking) every month.
Keep increasing funds in Maybank Savings Account and transactions with Maybank Debit Card or via M2U ID App (mobile banking)/M2U ID Web (internet banking)!
Period 9 April – 30 June 2025
Program benefits:
No need to visit the branch, no blocking, no penalties. Register via website Maybank. Info Click Here
Make sure your Maybank/Maybank iB Savings Account is active. If the account is inactive/no transactions for 12 months, please immediately activate your Maybank/Maybank iB Savings Account via M2U ID App to enjoy the bonus interest.
MORE INFORMATION
Program Mechanism
- Customer register via the Maybank website by filling in 6 (six) personal data such as: KTP number, account number, Customer name, mobile phone number, email address, and currency type (IDR or USD).
Register now
CLICK HERE
The Customer will receive an OTP code sent to the email or SMS according to their choice for verification.
Registration only needs to be done once per account, starting from the first month the Customer registers until the program period ends (June 30, 2025). If the customer has more than one account to register, whether in the same or different currencies (e.g., IDR & USD accounts), registration must be done for each account.
Only Customer who complete the registration will be considered eligible - Increase/top up funds in Maybank Savings and maintain an increase in the average balance of Maybank Savings Account with a minimum of IDR10 million or USD5.000 every month during the program period.
Click Here
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IDR
|
Average Balance Growth* |
Bonus Interest (% per annum/per year) |
|
|---|---|---|
|
Regular |
Special |
|
|
IDR10,000,000 - < IDR50,000,000 |
2.00% |
2.25% |
|
IDR50,000,000 - < IDR200,000,000 |
2.50% |
2.75% |
|
IDR200,000,000 - < IDR500,000,000 |
3.00% |
3.25% |
|
≥ IDR500,000,000 |
4.00% |
4.25% |
*) Compared to the baseline month, average balance in March 2025.
USD
|
Average Balance Growth* |
Bonus Interest (% per annum/per year) |
|
|---|---|---|
|
Regular |
Special |
|
|
USD5,000 - < USD10,000 |
2,25% |
2,50% |
|
USD10,000 - < USD25,000 |
2,50% |
2,75% |
|
USD25,000 - < USD50,000 |
3,75% |
4,00% |
|
USD50,000 - < USD100,000 |
4,00% |
4,25% |
|
≥ USD100,000 |
4,25% |
4,50% |
*) Compared to the baseline month, average balance in March 2025.
The difference between Regular interest bonus and Special interest bonus is that in the initial month of membership, you will get a Regular calculation, but if in the following month there is an increase in the average balance of at least 10% of the increase in the average balance of the previous month with an eligible status in the previous month, you will get a larger Special interest bonus calculation of 0.25% p.a (per annum/per year).
Illustration average balance growth
Illustration on Regular/Special bonus interest
|
|
March 2025 (Reference Month) |
April 2025 |
May 2025 |
June 2025 |
|---|---|---|---|---|
|
Average Balance/Portfolio |
5,000,000 |
50,000,000 |
55,000,000 |
55,000,000 |
|
Average Balance Growth/Portfolio Growth |
45,000,000 |
50,000,000 |
50,000,000 |
|
|
Growth of Average Balance Growth/Portfolio Growth per Month |
11.11% |
0.00% |
||
|
Types of Bonus Interest |
Regular |
Special |
Regular |
Terms & Conditions:
- Applied for Customer with Maybank Savings Account, with the following types:
IDR
- Maybank Savings Account
- Maybank Payroll Savings Account (not applicable for Maybank employee and Maybank Group payroll)
- Maybank Payroll One Savings Account
- Co-Branding Maybank Finance Savings Account
- Maybank Woman One Savings Account
- Maybank MAKSI Savings Account
- Maybank U Savings Account
- Maybank Super Valas USD Savings Account
- Joint account (OR/AND) are not applied for this program.
- Not valid for IDR (Rupiah) accounts linked to Maybank KPR Bunga Bebas facility or accounts that get Smart Spending feature from Maybank U/U iB Savings Account.
- Not valid for USD accounts that have participated in the Special Gift USD program with a participation period of February or March 2025 and are currently in the observation period with eligible or ineligible status.
- Balance increase for other program participation (eg: Maybank GIFT both IDR and USD) since 1 April 2025, will not be calculated as an increase in balance for this program.
- Applied for fresh fund only with minimum growth requirement of IDR10 million on :
- Maybank Savings Account
- Average of Total Relationship Balance (TRB)/overall portfolio of Savings Account, Current Account & Time Deposit (in any currency), as converted into IDR according to Bank’s applicable exchange rate.’
- Required to do transactions on M2U ID App/ M2U ID Web 3 times per month including 1x payment transaction with Maybank Debit Card. ith Other transaction options are:
- Purchase transaction
- Bill payment transaction
- Top up e-wallet
or - Purchase with Maybank QR Pay via M2U ID App
- Purchase with Maybank Debit Card
- Bonus interest will be determined by the lowest amount between average balance growth on savings account or overall portfolio of Maybank Savings Account, Current Account & Time Deposit compared from March 2025 with maximum bonus interest given every month capped at IDR25,000,000 or USD1.500 (net).
- Bonus interest will be credited to the savings account used for program in the 4th week on the following month, by the latest.
- Bonus interest will be given if savings account used for this program is in active status. Bonus interest will not be processed if account status is deemed not active or already closed.
- PT Bank Maybank Indonesia Tbk is allowed to cancel, postpone, extend or end this program before; with variety of deleting or adding any terms and conditions by making announcement based on regulation applied and will be informed in www.maybank.co.id
If the interest rate (including bonus interest or other gifts) received by the Customer exceeds the interest rate guaranteed by the LPS (Lembaga Penjamin Simpanan), then the funds in Maybank /Maybank iB Savings Account Customer are not included in the LPS guarantee.
To find out the current LPS (Lembaga Penjamin Simpanan) interest rates, please visit the following website www.lps.go.id
24/7, M2U ID App
Download M2U ID app and log in using your M2U ID Web user login.
Already have Maybank Savings, don’t have M2U ID Web user login?
Activate and register directly through M2U ID Web or M2U ID App.
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