Enjoy total cash rewards of up to IDR 5,050,000 when you place funds, open a Maybank Time Deposit/start investing or transacting, and spend smarter using your Maybank ATM/Debit Card, QR Pay via the M2U ID App, and bill payments through the M2U ID App/Web.
Period: 1 July – 31 December 2026
Terms & conditions:
|
Fresh Funds Placement in Maybank Savings Account U/U iB |
Hold Amount in Maybank U/U iB Savings Account |
Hold Period |
Cash Reward |
Penalty Fee Amount |
|---|---|---|---|---|
|
Min. IDR50,000,000 |
IDR30,000,000 |
3 bulan |
IDR330,000 |
IDR600,000 |
|
6 bulan |
IDR690,000 |
IDR1,100,000 |
||
|
Min. IDR100,000,000 |
IDR80,000,000 |
3 bulan |
IDR880,000 |
IDR1,500,000 |
|
6 bulan |
IDR1,840,000 |
IDR2,700,000 |
||
|
Min. IDR300,000,000 |
IDR200,000,000 |
3 bulan |
IDR2,200,000 |
IDR3,500,000 |
|
6 bulan |
IDR4,600,000 |
IDR6,500,000 |
Fresh Funds refer to funds deposited via cash or transferred from another bank and must not originate from transfers between accounts maintained with Maybank.
|
Category |
Product Option |
Minimum Deposit/Investment/Transaction |
Cash Reward max IDR200,000 |
|---|---|---|---|
|
Bonds |
Maybank Time Deposit/ Time Deposit iB |
Min. IDR10,000,000 with a minimum tenure of 3 months |
IDR100,000 per eligible product and/or transaction |
|
Investment |
Bonds |
Min. IDR10,000,000 |
|
|
Mutual Fund (excluding Money Market Funds and Fixed-Term Funds) |
Min. IDR10,000,000 |
||
|
Maybank RDN |
Min. IDR10,000,000 |
||
|
Maybank Tabungan Emas |
Min. IDR10,000,000 |
||
|
Maybank Bancassurance (excluding Traditional Bancassurance) |
Min. annual premi IDR10,000,000 |
||
|
Transactions |
Maybank Platinum Credit Card |
IDR10,000,000 |
Customers may receive cash rewards for up to two (2) eligible product purchases and/or transactions, with a maximum total cash reward of IDR 200,000.
|
Monthly Average Balance |
Max. Cashback/month |
|
|---|---|---|
|
Maybank Kartu Debit/QR Pay |
Pay Bills via the M2U ID App |
|
|
IDR 500,000 - < IDR 2 million |
IDR 25,000 |
IDR 10,000 |
|
IDR 2 million - < IDR 5 million |
IDR 50,000 |
IDR 25,000 |
|
IDR 5 million - < IDR 10 million |
IDR 100,000 |
IDR 50,000 |
|
Min. IDR 10 million |
IDR 200,000 |
IDR 50,000 |
Smart Spending Information
CLICK HERE
U Goal Saver/U Goal Saver iB account activation guide
CLICK HERE
Illustration of the maximum total cash reward of up to IDR5,050,000:
|
Date of Maybank Product Placement/Transaction |
Product Placement/Transaction Activity |
Cash Reward Earned |
|
|---|---|---|---|
|
5 July 2026 |
Place IDR 300,000,000 in funds with a 6-month blocked tenor |
IDR 4,600,000 |
|
|
23 July 2026 |
Open a Maybank Time Deposit of IDR 10 million and spend IDR 11 million using a Maybank Platinum Credit Card |
IDR 200,000 |
|
|
1 August 2026 |
Spend IDR 8 million using your Maybank ATM/Debit Card and pay bills worth IDR 2 million via the M2U ID App |
IDR 250,000 |
|
|
Total Cash Reward Earned |
IDR 5,050,000 |
||
Learn more about Maybank Privilege
CLICK HERE