Worry free! The more You spend, the higher balance grows in Your savings account. U by Maybank enables You to do shopping together with savings by activating Your U Goal Saver! Also available in Maybank U iB Savings Account with Shariah principles.
Don’t worry Your budget for shopping & spending will stand alone from Your budget for saving. Maybank U Savings Account helps You split the budget automatically according to Your commitment.
We give You 10% cashback with maximum amount is up to IDR250,000 from total transactions using Maybank U/ U iB Debit Card dan QR Pay and bill payment via M2U ID App with maintain monthly average balance:
Monthly average balance
Max. cashback/ month
Maybank Debit Card / QR Pay
Bill payment via M2U ID App
IDR500,000– < IDR2 million
IDR2 million – < IDR5 million
IDR5 million – < IDR10 million
Min. IDR10 million
QR Cardless Withdrawal
5 easy steps to do Cardless Withdrawal using M2U ID App at Maybank ATM:
Login to M2U ID App account & choose QR Pay menu.
At the Maybank ATM’s screen, choose ‘Cardless Withdrawal’ then ‘QR Withdrawal’ menu.
Choose the desired Maybank Savings Account along the amount to be withdrawn.
Scan QR code on Maybank ATM’s screen using M2U ID App.
Easy steps to own Maybank U/ U iB Savings Account via M2U ID
Download M2U ID on Play Store or App Store.
Choose U as Your savings account, “Regular or “Shariah”.
Prepare e-KTP, Your best selfie photo and complete all data in the account opening form.
Debit Card will be sent directly to Your correspondence address and activate Your Debit Card via M2U ID App.
After Your data has been completed and validated, Maybank U or U iB Savings Account is opened. Use M2U ID App for Your financial transactions. Life’s more comfortable and simpler, make Your dream come true.
You can have 1 (one) Maybank Tabungan U or U iB Savings Account and maximum 9 (nine) U Goal Saver/ U Goal Saver iB Account.
Please ensure that Your U Goal Saver/ U Goal Saver iB Account is active to enjoy full benefits from Maybank Tabungan U or U iB.
Cashback from Smart Spending will be credited to U Goal Saver/ U Goal Saver iB Account.
If U Goal Saver/ U Goal Saver iB Account has been matured, cashback will be credited to the new U Goal Saver/ U Goal Saver iB Account. Make sure to open new U Goal Saver/ U Goal Saver iB Account as the prerequisite to get cashback from Smart Spending.
If You do not have active U Goal Saver/ U Goal Saver iB Account, cashback from Smart Spending cannot be credited to Your account.
U Goal Saver/ U Goal Saver iB Account cannot be closed before its maturity. If Customer asks for closing before maturity, IDR10,000 will be charged per account and the process is authorized to performed after 3 (three) months of enrollment.
Cashback 10% from Smart Spending feature will only be given based on total transaction of purchase & payment using Maybank U or U iB Debit Card & QR Pay and bill payment via M2U ID App occur in 1 (one) Maybank U or U iB Savings Account with status active. In case of Customer owns more than 1 Maybank U or U iB Savings Account or combination of both, thus only 1 Maybank U or U iB Savings Account with the highest accumulation of purchase & payment using Maybank U or U iB Debit Card & QR Pay and bill payment via M2U ID App in 1 month that will considered eligible as the baseline for cashback calculation.
Customer who has more than one Maybank U or U iB Savings Account is advised to only keep 1 Maybank U or U iB Savings Account with status active, and let the rest is closed.
PT Bank Maybank Indonesia has the right to do further review and decline the Customer’s request for account opening, by notifiying based on regulation applied.
PT Bank Maybank Indonesia Tbk has right to cancel, postpone, extend or end this program before; with variety of deleting or adding any terms and conditions by making announcement based on regulation applied and will be informed in www.maybank.co.id.
PT Bank Maybank Indonesia Tbk at any time, according to own judgments has the right to disqualify Customer that has proven or indicated practice Fraud activities, violated regulations, and/or conducted manipulation, of the program stated.