Customer Reward Maybank Personal Financing iB

Life often presents important moments that require financial support so that plans can run smoothly. Fulfill all your needs with Maybank Personal Financing iB, unsecured financing with a limit of up to IDR250 million. Get GoPay voucher worth IDR100,000 and free admin fees for every approved application.

Maybank Personal Financing iB Information CLICK HERE

Period 30 December 2025 – 31 March 2026

Terms and Conditions:

The program is valid for all Maybank Customers.

Apply for Maybank Personal Financing iB through the nearest Maybank branch by bringing the following required documents:
Branch location information: CLICK HERE

No	Document	Employee	Entrepreneur	Professional	Maybank Credit Card Holder
1	Signed Application Form	Signed Application Form	Signed Application Form	Signed Application Form	Signed Application Form
2	Asset Ownership Declaration Letter (applicable for Musyarakah Mutanaqisah contract¹)	Original	Original	Original	Original
3	ID Card (KTP)	Copy	Copy	Copy	Copy
4	Salary Slip²	Original	–	–	–
5	Maybank Credit Card³	–	–	–	Copy
6	Business License / Practice License	–	Copy	Copy	–
7	Bank Statement (last 3 months)	–	Copy	Copy	–
8	Tax ID (NPWP)⁴	Copy	Copy	Copy	Copy

Notes:

Completing the ownership information/document of the asset to be used as the object of MMq (Musyarakah Mutaqisah).
Salary slips must be from the last 2 months from the application date, in e-salary or carbonized form.
Minimum Maybank Credit Card membership of 2 years and minimum financing limit of IDR5 million.
NPWP is required for financing amounts ≥ IDR50 million.

Customers will be charged margin/ujrah rates as detailed below:

Customer	Monthly Margin/Ujrah Rate¹⁾
Customer	12 month	24 month	36 month	38 month	60 month
Maybank Payroll Customer (Income IDR4–6 million)²	0.99%	1.09%	1.19%	1.29%	1.39%
Maybank Payroll Customer (Income > IDR6 million)²	0.89%	0.99%	1.09%	1.19%	1.29%
Non-Maybank Payroll Customer (Cross Sell)	1.29%	1.39%	1.49%	N/A	N/A
Non-Maybank Customer (Regular)	1.79%	1.89%	1.99%	N/A	N/A

1) The applicable margin/ujrah calculation is based on a flat annuity method with fixed monthly installments, where the principal and margin/ujrah portions vary each month. The margin/ujrah rate is subject to change at any time in accordance with the Bank’s policy, with prior notification.

2) Maybank Payroll customers are invited by the Bank and must meet the terms and criteria as determined by the Bank.

GoPay voucher terms and condition
1. The program is valid for the first 380 Customers whose financing is approved and successfully disbursed during the program period.
2. Eligible Customers will receive a GoPay balance redemption link via SMS or email registered in the Maybank system.
3. The link will be sent within a maximum of 30 working days after the program ends.
4. The redemption link is valid for 30 working days from the date the SMS or email is sent.
5. The GoPay balance reward of IDR100,000 is not cumulative.
6. The GoPay balance program can be combined with other Maybank Personal Financing iB programs.
7. Customers whose financing application is approved will receive a GoPay Voucher, which will be sent via email/SMS/official WhatsApp message from Maybank to the email address or mobile number registered in Maybank’s system.
8. The Voucher will be delivered within a maximum of 30 business days after the program period ends.
9. The Voucher redemption is valid for 30 business days from the date the email/SMS/official WhatsApp message is sent.
Free admin fee terms and conditions
1. Customers will receive free admin fees for approved and successfully disbursed Maybank Personal Financing iB applications during the promo period, excluding ujrah/margin payments.
2. The free admin fee program can be combined with other Maybank Personal Financing iB promotions.
PT Bank Maybank Indonesia Tbk and GoPay reserve the right at any time to change, remove, or add terms and conditions to this promotional program. Any changes and/or updates will be announced on the official Maybank website at www.maybank.co.id.
PT Bank Maybank Indonesia Tbk and GoPay reserve the right to cancel, postpone, extend, or end the program early; vary, remove, or add any terms and conditions at their sole discretion, with notice in accordance with applicable regulations, which will be announced on www.maybank.co.id.
PT Bank Maybank Indonesia Tbk and GoPay reserve the right to disqualify customers at any time if they are proven or indicated to have committed fraud, violated applicable laws and regulations, and/or intentionally engaged in manipulation related to the implementation of the program.

Get an Umrah Voucher Worth IDR2.5 Million
Apply for Umrah financing and receive an Umrah discount voucher worth IDR 2.5 million
Period 9 December 2025 – 31 March 2026

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