Quick Link

Contact Us Locate Us Maybank Credit Card Online Banking
Back

13 December 2024

ANNOUNCEMENT


Dear Valued Customer,

Hereby we inform you regarding the changes in Interest rates/Indicative equivalent rate for Maybank/Maybank iB Savings Account, Maybank/Maybank iB Current Account and Maybank Time Deposit/Time Deposit iB products, effective 1 February 2025.

A. Changes in Maybank/Maybank iB Savings Account Interest rates/Indicative equivalent rate

No Product name Interest Rate/Indicative equivalent rate at the moment Interest Rate/Indicative eq. rate Effective 1 February 2025
1 Maybank Savings Account
Balance Tier Interest rates p.a
(per annum/per year)
≤ IDR1 million 0.00%
> IDR1 million – IDR50 million 0.15%
> IDR50 million - IDR500 million 0.25%
> IDR500 million – IDR1 billion 0.50%
> IDR1 billion 1.00%
Balance Tier Interest rates p.a
(per annum/per year)
≤ IDR5 million 0.00%
> IDR5 million – IDR100 million 0.10%
>IDR100 million - IDR500 million 0.20%
> IDR500 million – IDR1 billion
0.40%
> IDR1 billion – IDR 5 billion 0.50%
> IDR5 billion 1.00%
2 Maybank MAKSI Savings Account 
Balance Tier Interest rates p.a
(per annum/per year)
≤ IDR10 million 0.00%
> IDR10 million - IDR100 million 0.25%
> IDR100 million – IDR250 million 0.50%
> IDR250 million - IDR1 billion 0.50%
> IDR1 billion 2.00%
Balance Tier Interest rates p.a
(per annum/per year)
≤ IDR10 million 0.00%
> IDR10 million - IDR100 million 0.20%
> IDR100 million – IDR250 million 0.40%
> IDR250 million - IDR1 billion
0.50%
> IDR1 billion
1.50%
3 Maybank Woman One Savings Account
Balance Tier Interest rates p.a
(per annum/per year)
≤ IDR10 million 0.00%
> IDR10 million - IDR100 million 0.25%
> IDR100 million – IDR250 million 0.50%
> IDR250 million - IDR1 billion 0.50%
> IDR1 billion 2.00%
Balance Tier Interest rates p.a
(per annum/per year)
≤ IDR10 million 0.00%
> IDR10 million - IDR100 million 0.20%
> IDR100 million – IDR250 million 0.40%
> IDR250 million - IDR1 billion
0.50%
> IDR1 billion
0.50%
4 Maybank Pro/Pro iB Savings Account

Maybank Pro Savings Account

Balance Tier Interest rates p.a
(per annum/per year)
≤ IDR100 million 0.00%
> IDR100 million - IDR500 million 1.00%
> IDR500 million – IDR1 miliar 2.00%
> IDR1 billion – IDR10 billion 2.75%
> IDR10 billion 3.00%

Maybank Pro iB Savings Account

Balance Tier Indicative equivalent rate p.a
(per annum/per year)
≤ IDR100 million 0.01%
> IDR100 million - IDR500 million 1.00%
> IDR500 million – IDR1 miliar 2.00%
> IDR1 billion – IDR10 billion 2.75%
> IDR10 billion 3.00%

Maybank Pro Savings Account

Balance Tier Interest rates p.a
(per annum/per year)
≤ IDR100 million 0.00%
> IDR100 million - IDR500 million 0.50%
> IDR500 million – IDR1 miliar 1.00%
> IDR1 billion – IDR10 billion 1.75%
> IDR10 billion 2.50%

Maybank Pro iB Savings Account 

Balance Tier Indicative equivalent rate p.a
(per annum/per year)
≤ IDR100 million 0.01%
> IDR100 million - IDR500 million 0.50%
> IDR500 million – IDR1 miliar 1.00%
> IDR1 billion – IDR10 billion 1.75%
> IDR10 billion 2.50%
5 Maybank RDN/RDN iB Savings Account

Maybank RDN Savings Account 

Balance Tier Interest Rate p.a  
(per annum/per year)
≤ IDR1 million 0.00%
IDR1 million - < IDR5 million 0.25%
IDR5 million - < IDR100 million 0.50%
IDR100 million - < IDR500 million 1.00%
IIDR500 million - < IDR1 billion 2.00%
IDR1 billion - < IDR10 billion 2.75%
>= IDR10 billion 3.00%

Maybank RDN iB Savings Account 

Balance Tier Indicative equivalent rate p.a 
(per annum/per year)
≤ IDR1 million 0.01%
IDR5 million - < IDR5 million 0.25%
IDR5 million - < IDR100 million 0.50%
IDR100 million - < IDR500 million 1.00%
IDR500 million - < IDR1 billion 2.00%
IDR1 billion - < IDR10 billion 2.75%
>= IDR10 billion 3.00%

Maybank RDN Savings Account 

Balance Tier Interest Rate p.a 
(per annum/per year)
≤ IDR5 million 0.00%
>IDR5 million - IDR100 million 0.25%
>IDR100 million - IDR500 million 0.50%
>IDR500 million - IDR1 billion 1.00%
> IDR1 billion - IDR10 billion 1.75%
>IDR10 billion 2.50%

Maybank RDN iB Savings Account   

Balance Tier Indicative equivalent rate p.a
(per annum/per year)
≤ IDR5 million 0.01%
>IDR5 million - IDR100 million 0.25%
>IDR100 million - IDR500 million 0.50%
>IDR500 million - IDR1 billion 1.00%
> IDR1 billion - IDR10 billion 1.75%
>IDR10 billion 2.50%
6 Maybank SuperKidz Savings Account
Balance Tier Interest rates p.a
(per annum/per year)
≤ IDR1 million 0.15%
> IDR1 million - IDR100 million 0.50%
> IDR100 million 1.00%
Balance Tier Interest rates p.a
(per annum/per year)
≤ IDR1 million 0.00%
> IDR1 million - IDR100 million 0.25%
> IDR100 million 0.50%
7 Maybank TabunganKu
Balance Tier Interest rates p.a
(per annum/per year)
≤ IDR500.000 0.00%
> IDR500.000- IDR1 million 0.25%
> IDR1 million 1.00%
Balance Tier Interest rates p.a
(per annum/per year)
≤ IDR500.000 0.00%
> IDR500.000- IDR1 million 0.20%
> IDR1 million 0.50%
8 Maybank Super Valas Savings Account, USD currency
Balance Tier Interest rates p.a
(per annum/per year)
≤ USD1.500 0.00%
> USD1.500 0.25%
Balance Tier Interest rates p.a
(per annum/per year)
≤ USD2.500 0.00%
> USD2.500 0.15%
9 Maybank Super Valas Savings Account, SGD currency
Balance Tier Interest rates p.a
(per annum/per year)
≤ SGD10.000 0.00%
> SGD10.000 0.10%
Balance Tier Interest rates p.a
(per annum/per year)
≤ SGD2.500 0.00%
> SGD2.500 0.15%
10 Maybank Super Valas Savings Account, AUD currency
Balance Tier Interest rates p.a
(per annum/per year)
≤ AUD5.000 0.00%
> AUD5.000 0.10%
Balance Tier Interest rates p.a
(per annum/per year)
≤ AUD2.500 0.00%
> AUD2.500 0.15%
11 Maybank Super Valas Savings Account, CNY currency
Balance Tier Interest rates p.a
(per annum/per year)
≤ CNY5.000 0.00%
> CNY5.000 – CNY50.000 0.10%
> CNY50.000  0.25%
Balance Tier Interest rates p.a
(per annum/per year)
≤ CNY5.000 0.00%
> CNY5.000 – CNY50.000 0.10%
> CNY50.000  0.20%

B. Other Maybank Sharia Savings Account

Using the Mudharabah Mutlaqah (investment) Principle

  1. Profit Sharing Ratio - IDR
    No Product name Profit Sharing Ratio at the moment Profit Sharing Ratio, Effective 1 Feb 2025
    Customer Bank Customer Bank
    1 Maybank iB Savings Account 10.00% 90.00% 6,00% 94.00%
    2 Maybank Maksi iB Savings Account 7,50% 92.50% 6,00% 94.00%
    3 Maybank Woman One iB Savings Account 7,50% 92.50% 6,00% 94.00%
    4 Maybank SuperKidz iB Savings Account 10.00% 90.00% 6,00% 94.00%
    5 Maybank Payroll iB Savings Account 10.00% 90.00% 6,00% 94.00%
    6 Maybank Payroll One iB Savings Account  10.00% 90.00% 6,00% 94.00%
    7 Maybank Payroll Group iB Savings Account 10.00% 90.00% 6,00% 94.00%
    8 Maybank Co-Branding iB Savings Account 10.00% 90.00% 6,00% 94.00%
    9 Maybank Payroll iB  Savings Account 
    (Maybank Employess)    		 7,50% 92.50% 90.00% 10.00%
    10 Maybank MyArafah Savings Account 7,50% 92.50% 6,00% 94.00%
  2. Savings Account Profit Sharing Ratio - USD
    No Product name Profit Sharing Ratio at the moment Profit Sharing Ratio, Effective 1 Feb 2025
    Customer Bank Customer Bank
    1 Maybank Tabungan Super Valas iB 4.00% 96,00% 2.00% 98,00%
    2 Maybank Tabungan MyArafah 4.00% 96,00% 2.00% 98,00%

C. Changes in Maybank Current/Current iB Account Interest rates/Indicative equivalent rate

No Product name Interest rate/Indicative equivalent rate at the moment Interest rate/Indicative equivalent rate Effective 1 February 2025
1 Maybank Current Account IDR

Maybank Current Account IDR

Balance Tier Interest rates p.a
(per annum/per year)
≤ IDR5 million 0.00%
> IDR5 million - IDR100 million 0.25%
> IDR100 million - IDR500 million 0.75%
> IDR500 million - IDR1 billion 1.25%
> IDR1 billion 1.50%

Maybank Current Account iB IDR 

Balance Tier Indicative equivalent rate p.a 
(per annum/per year)
≤ IDR5 million 0.10%
> IDR5 million - IDR100 million 0.25%
>IDR100 million - IDR500 million 0.75%
> IDR500 million - IDR1 billion 1.25%
> IDR1 billion 1.50%

Maybank Current Account IDR

Balance Tier Interest rates p.a 
(per annum/per year)
≤ IDR25 million 0.00%
> IDR25 million - IDR100 million 0.10%
> IDR100 million - IDR500 million 0.50%
> IDR500 million - IDR1 billion 0.75%
> IDR1 billion 1.00%

Maybank Current Account iB IDR 

Balance Tier Indicative equivalent rate p.a 
(per annum/per year)
≤ IDR25 million 0.10%
> IDR25 million - IDR100 million 0.15%
> IDR100 million - IDR500 million 0.50%
> IDR500 million - IDR1 billion 1.75%
> IDR1 billion 1.00%
2 Maybank Current Account USD

Maybank Current Account USD

Balance Tier Interest rates p.a 
(per annum/per year)
≤ USD10.000 0.00%
> USD10.000 – USD100.000 0.20%
> USD100.000 0.25%

Maybank Current Account iB USD

Balance Tier Indicative equivalent rate p.a 
(per annum/per year)
≤ USD10.000 0.01%
> USD10.000 – USD100.000 0.20%
> USD100.000 0.25%

Maybank Current Account USD

Balance Tier Interest rates p.a
(per annum/per year)
≤ USD10.000 0.00%
> USD10.000 – USD100.000 0.10%
 > USD100.000 0.20%

Maybank Current Account iB USD

Balance Tier Indicative equivalent rate p.a 
(per annum/per year)
≤ USD10.000 0.01%
> USD10.000 – USD100.000 0.10%
> USD100.000 0.20%
3 Maybank Current Account SGD  
Balance Tier Interest rates p.a 
(per annum/per year)
≤ SGD10.000 0.00%
> SGD10.000 0.25%
 
Balance Tier Interest rates p.a 
(per annum/per year)
≤ SGD10.000 0.00%
> SGD10.000 – SGD100.000 0.10%
> SGD100.000 0.20%
4 Maybank Current Account AUD
Balance Tier Interest rates p.a 
(per annum/per year)
≤ AUD10.000 0.00%
> AUD10.000 0.10%
Balance Tier Interest rates p.a 
(per annum/per year)
≤ AUD10.000 0.00%
> AUD10.000 – AUD100.000 0.10%
> AUD100.000 0.20%
5 Maybank Current Account GBP
Balance Tier Interest rates p.a 
(per annum/per year)
≤ GBP10.000 0.00%
> GBP10.000
 0.40%
Balance Tier Interest rates p.a 
(per annum/per year)
≤ GBP10.000 0.00%
> GBP10.000 – GBP100.000 0.10%
> GBP100.000 0.20%
6 Maybank Current Account CNY

Maybank Current Account CNY

Balance Tier Interest rates p.a
(per annum/per year)
≤ CNY5,000 0.00%
> CNY5,000 - CNY50,000 0.10%
> CNY50,000 0.25%

Maybank Current Account CNY iB

Balance Tier Indicative equivalent rate p.a 
(per annum/per year)
≤ CNY5,000 0.01%
> CNY5,000 - CNY50,000 0.10%
> CNY50,000 0.20%

Maybank Current Account CNY

Balance Tier Interest rates p.a
(per annum/per year)
≤ CNY10,000 0.00%
> CNY10,000 - CNY100,000 0.10%
> CNY100,000 0.20%

Maybank Current Account CNY iB

Balance Tier Indicative equivalent rate p.a 
(per annum/per year)
≤ CNY10,000 0.01%
> CNY10,000 - CNY100,000 0.10%
> CNY100,000 0.20%

D. Changes in Interest rate/Indicative equivalent rate on Maybank Time Deposit/Time Deposit iB

  1. IDR currency

    At the moment

    Placement Nominal
    (IDR) 

    Interest rate/Indicative equivalent rate p.a (per annum/per year)

    On Call

    1 Month

    3 Month

    6 Month

    12 Month

    24 Month
    10 million - < 100 million
     
    		 - 2.50% 2.50% 2.50% 2.50% 2.50%
    100 million - < 500 million
     
    		 1.50% 2.50% 2.50% 2.50% 2.50% 2.50%
    500 million - < 1 billion
     
    		 1.50% 2.50% 2.50% 2.50% 2.50% 2.50%
    >= 1 billion
     
    		 1.50% 2.50% 2.50% 2.50% 2.50% 2.50%

    Effective 1 February 2025

    Placement Nominal 
    (IDR) 

    Interest rate/Indicative equivalent rate p.a (per annum/per year)

    On Call

    1 Month

    3 Month

    6 Month

    12 Month

    24 Month
    10 million - < 100 million
     
    		 - 2.00% 2.00% 2.00% 2.00% 2.00%
    100 million - < 500 million
     
    		 1.50% 2.00% 2.00% 2.00% 2.00% 2.00%
    500 million - < 1 billion
     
    		 1.50% 2.00% 2.00% 2.00% 2.00% 2.00%
    >= 1 billion 1.50% 2.00% 2.00% 2.00% 2.00% 2.00%
     
  2. USD currency

    At the moment

    Placement Nominal 
    (USD)

    Interest rate/Indicative equivalent rate p.a (per annum/per year)

    On Call

    1 Month

    3 Month

    6 Month

    12 Month

    24 Month
    2.000 - < 10.000
     
    		 0.00% 0.20% 0.20% 0.20% 0.20% 0.20%
    10.000 - < 50.000
     
    		 0.00% 0.20% 0.20% 0.20% 0.20%
    		 0.20%
    50.000 - < 100.000
     
    		 0.00% 0.20% 0.20% 0.20% 0.20% 0.20%
    >= 100.000 0.00% 0.25% 0.25% 0.25% 0.25% 0.25%

    Effective 1 February 2025

    Placement Nominal 
    (USD)

    Interest rate/Indicative equivalent rate p.a (per annum/per year)

    On Call

    1 Month

    3 Month

    6 Month

    12 Month

    24 Month
    2.000 - < 10.000
     
    		 0.00% 0.15% 0.15% 0.15% 0.15% 0.15%
    10.000 - < 50.000
     
    		 0.00% 0.15% 0.15% 0.15% 0.15% 0.15%
    50.000 - < 100.000
     
    		 0.00% 0.15% 0.15% 0.15% 0.15% 0.15%
    >= 100.000 0.00% 0.20% 0.20% 0.20% 0.20% 0.20%
     
  3. SGD currency  

    Validity

    Interest Rates p.a (per annum/per year)

    On Call

    1 Month

    3 Month

    6 Month

    12 Month

    24 Month
    Current
     
    		 0.00% 0.20% 0.20% 0.20% 0.20% 0.20%
    Effective 1 February 2025
     
    		 0.00% 1.00% 1.00% 1.00% 1.00%
    		 1.00%

Changes in Interest rates/Indicative equivalent rate for Maybank/Maybank iB Savings Account, Maybank Current Account/ Current Account iB, Interest rates/Indicative eq. rate for Maybank Time Deposit/Time Deposit iB apply to all Customer accounts, according to the types of products mentioned in the table above, both for existing Maybank Customers and prospective new Customers.

For product information and/or 24/7 services, please contact Maybank Customer Care at 1500611 or +622178869811 (from overseas), or email to customercare@maybank.co.id (Monday – Friday at 08:00 AM – 08:00 PM Western Indonesia Time (WIB) and Saturday – Sunday at 08:00 AM – 05:00 PM Western Indonesia Time (WIB). 

Best regards,
Maybank Indonesia

DIGITAL SOLUTIONS

360 Digital Wealth
 M2U ID App
 M2U ID Web
 Maybank ATM
 M2U ID App Features
 Promotions
 Hello M2U
How to transact
 Fees & Charge
 Terms & Conditions
 Security and Privacy M2U
 FAQ

DEPOSITS

Savings Account
 Current Account
 Time Deposit
 Maybank Savings Account Promotions
 Fees & Charge
 Rates

CREDIT CARD

Apply Now
 myTREATS Newsletter
 Credit Card Promotion
 General Information
 Treats Points
 Treats Points
 Fees and Charges
 Insurance Credit Card

LOANS

Mortgage iB
 Mortgage
 Multifunction Loan
 Multifunction iB
 Car Loan
 Motorcycle Loan
 Fees & Charges
 Rates

MAYBANK PREMIER

Debit Premier
 Edlink+ConneX
Maybank Premier
 Maybank Privilege
 Customer Data Update
 Maybank RDN - Customer Fund Account
 Investment
 Maybank KPM Premier
 Bancassurance

SHARIA

Shariah Wealth Management
 Simpanan Syariah
 Maybank iB Savings Account Promotions
 Hajj and Umrah
 Zakat, Infaq & Sadaqah
 Sharia Business
 Property Financing iB
 Car Financing iB
 Motorcycle Financing iB
 Profit Sharing
 Shariah Leaders Forum

OTHERS

Apply Online
 Customer Support
Japan Desk
 Promotion
 Contact Center
 News & Announcements
 KPM Privilege
 Locate Us
 Refer a Friend
 Fees & Charges
 Rates Information
 Maybank Basic Credit Interest Rate
 Customer Education
 External Link
 Whistle Blowing
 Security Privacy and Policy
 Social Media Community Guidelines

ABOUT MAYBANK INDONESIA

Board of Commissioners
 Directors
 Sharia Supervisory Board
 Corporate Governance
 Investor Relation
 CSR
 Structure
 Awards

CAREER

Why Maybank
 Join Us
 Human Capital Awards
Instagram Youtube Facebook Twitter
About Contact Us Site Map
PT Bank Maybank Indonesia Tbk is a Bank licensed and supervised by OJK & Bank Indonesia and LPS. PT Bank Maybank Indonesia Tbk is a guarantee participant in the LPS. The maximum deposit guarantee value per Customer per bank is IDR2 billion. To find out the applicable LPS interest rates, please CLICK HERE