• maybank
    DIGITAL SOLUTIONS
  • lock
    LOGIN

Quick Link

Contact Us Locate Us Maybank Credit Card Online Banking
id - en
FIND SOLUTIONS Promotion Branch & ATM Locations Contact Us News & Announcement
dummy-side-banner-1 PREMIER WEALTH SYARIAH PERSONAL
Indonesia
Indonesia
BACK

Restricted Profit Sharing Investment Account iB (RPSIA iB)

RPSIA iB (Restricted Profit Sharing Investment Account iB) is an investment product where the Customer as an investor can choose productive assets with certain characteristics to be financed with a profit sharing mechanism in accordance with Customer’s respective risk appetite.

With Mudharabah Muqayyadah contract, the productive assets that can be financed by the Customer can be in the form of Sharia financing distributed by the Bank for certain projects or businesses.

 

RPSIA Illustration (Restricted Profit Sharing Investment Account) akad Mudharabah Muqayadah

Note:

  1. Customer places the capital through Maybank to be channelled to the specified financing asset agreed by both parties.
  2. The financing asset offered has met the Bank's assessment criteria.

 

Product Features 

Minimum Fund Placement
  • Rp 10 billion or International Currency which is equivalent to it
  • Fund placement must be less than or equal to (≤)  the underlying investment/ financing value
Tenor
  • As per the underlying investment/ financing tenor
  • The tenor of the fund placement must be less than or equal to (≤)  the underlying investment/ financing tenor
Profit Sharing Ratio (PSR) Distribution of profit from the investment/ financing according to the pre-agreed PSR
Withdrawal of fund prior to the Investment/ Financing maturity
  • Customer (Rabbul Maal) is not allowed to withdraw his fund prior to the Investment/ Financing maturity
  • The RPSIA agreement will be automatically terminated once the Investment/ Financing has matured.
Underlying Investment/ Financing
  • A Shariah financing granted by Maybank to the Global Banking customers for the purpose of investment and working capital for productive works such as infrastructure, manufacturing, project financing and others.
  • The Customer as capital provider (shahibul maal) has the right to analyse the investment/ fianancing asset subject to the Bank's internal policy.

Product Benefits:

  • Provide ease of investment to Bank's financing asset based on Customer's risk appetite
  • Provide transparency to the investment/ financing asset's performance where the administration and monitoringactivities are handled by the Bank.
  • maybank logo
  • Maybank Indonesia | The Ease of Financial Transactions in Just One Click Away
  • Business
  • Sharia
  • RPSIA iB

Deposit & Investment

Business Deposit Account
Investment

Financing

Business
Maybank SME
Maybank SME +
Business Banking
HERpower
Working Capital
Financing
Corporate Financing
Commercial Financing
Trade Financing

Transaction Banking

Cash Management
Liquidity Management
Payment Services
Collection Services
Business Channels
Trade Financing

Sharia

Working Capital
Giro Business
IMBT
Properti
Financing Assets
Reguler TD
RPSIA iB

Custody Service

Business Highlights
Custody And Clearing
Fund Administration
Agency Product
e-Statement
Instagram Youtube Facebook Twitter
About Contact Us Site Map
PT Bank Maybank Indonesia Tbk is a Bank licensed and supervised by OJK & Bank Indonesia and LPS. PT Bank Maybank Indonesia Tbk is a guarantee participant in the LPS. The maximum deposit guarantee value per Customer per bank is IDR2 billion. To find out the applicable LPS interest rates, please CLICK HERE

Select Country

  • Indonesia
    Indonesia
  • Malaysia
    Malaysia
  • Singapore
    Singapore
  • Philippines
    Philippines
  • Cambodia
    Cambodia

Contact Us

Contact Enquiries

Call Center

Call Us

Email

Email Us

Locate Us

FIND BRANCH & ATM

Please wait a moment...   pre-loader

Enter your username
to start online banking

Login
Forgot username/password?
Don't have an account? Register Here
 

Corporate Online Services