RPSIA iB is an innovative investment product offered by Maybank in a form of Term Deposit or Current Account based on Syariah contract of Mudharabah Muqayyadah.
Through this arrangement, the Customer as capital provider (shahibul maal) specifies/chooses the investment he wishes to venture into. The Bank as mudharib provides investment avenues i.e. the Bank's financing assets to the Customer. Any profit generated from the investment/ financing asset will be distributed according to the pre-agreed profit sharing rasio (PSR) between the Customer and the Bank.
|Minimum Fund Placement||
|Profit Sharing Ratio (PSR)||Distribution of profit from the investment/ financing according to the pre-agreed PSR|
|Withdrawal of fund prior to the Investment/ Financing maturity||
|Underlying Investment/ Financing||