18 February 2022
Investment is the placement of a specific quantity of funds in a specific period with the expectation that the invested funds will generate profits or that the investment value will improve in the future. As a Muslim-majority country, there are numerous Shariah banking products that provide a variety of sharia-based investment instruments.
People may be unaware that there are numerous Shariah banking products available that offer various forms of Shariah financial instruments such as Shariah deposits, Islamic mutual funds, and many more.
Shariah deposits are a type of shariah-compliant investment that adheres to the mudharabah principle. In the application of the mudharabah principle, the depositor serves as the owner of the capital and the bank as the manager. Maybank Indonesia's Shariah-based deposits come with a variety of benefits and features, including:
Find out more about Maybank Deposit iB, here
Sharia Mutual Funds are investment vehicles that are administered according to Sharia principles, do not contain maysir (gambling), gharar (obscurity), or usury (usury), and have been declared sharia-compliant by the Sharia Supervisory Board. Maybank Indonesia Sharia Mutual Funds have a number of advantages, including:
Sukuk are government securities issued in rupiah and other currencies based on sharia principles, as evidence of the share of participation in SBSN assets (sharia securities as proof of ownership of assets). Some essential aspects of SBSN (Sukuk Negara Ritel) to examine include:
Maybank Indonesia offers a variety of investment choices from which to pick based on your needs. To begin secure and dependable sharia-based investing, you can select one of the Maybank Syariah investment products listed above. Before investing, make sure you have self-protection in the form of Sharīah-based insurance products.