Ramadan is the holy month awaited by Muslims around the world. Apart from being a moment to increase piety, Ramadan is also the right time to re-plan finances so that they can be better than before. You need more planning so that when shopping for Ramadan needs you can still set aside money for savings.

So that spending when shopping for Ramadan needs doesn't interfere with your intention to save, here are some tips you can do:

1.   Make a Shopping List

Before entering the month of Ramadan, it would be better if you make a list of your needs for the next month. For example: allocate funds to shop for food ingredients, drinks, and worship needs. Make sure the list that you are making is according to the need so that there is no waste.

2.   Set Savings Target

After making a list of needs during Ramadan, you need to make a savings target that you want to achieve during Ramadan. For example: if your monthly income is IDR 10 million and your target is to save 30% during the month of Ramadan, then you have to set aside IDR 3 million from your income.

3.   Use Maybank U or U iB Savings

If you are among those who are confused about setting aside part of your income for savings, using Maybank U or U iB Savings can be the best choice because it has a variety of interesting features in it Interesting features offered by Maybank U or U iB Savings bisa jadi pilihan terbaik karena memiliki berbagai fitur menarik di dalamnya

Interesting features offered by Maybank U or U iB Savings include:

• Smart Savings, automatically separate spending and savings funds by activating the U Goal Saver or U Goal Saver iB account features
• Smart Spending, 10% cashback up to IDR 250 thousand with transactions using Maybank QR Pay/Debit Cards from Maybank Savings U or iB or paying bills via the M2U ID App and maintaining the monthly average balance.
• QR Cardless Withdrawal, withdraw cash by simply scanning the QR at Maybank ATMs with the M2U ID App.
• Everyday Deals, save every day at your favorite merchants.

Enjoy other benefits like:

• Free admin fee, with only maintaining average balance per month minimum IDR 500 thousand or there will be IDR 5 thousand per month.
• Free of charge withdraw from other bank ATMs up to 30 times transactions one month with maintaining of balance before the transaction of a minimum IDR 500 thousand.
• Free of charge of transferring online to other banks via M2U ID App/ M2U ID web up to 10 times transaction in one month per customer with maintaining balance before transaction minimum IDR 500 thousand.

For more information with regards to cashback of 10 % up to IDR 250 thousand, you can look at this page.

However, you need to plan your finances during Ramadan. With the U Goal Saver/ U Goal Saver iB, You can save automatically and help avoid expenses that you don't need during the month of Ramadan.

For more information with regards to the feature at Maybank Savings U or U iB you can click this page.

To open Maybank Savings U or U iB You can open a savings account online through the M2U ID App/ M2U ID Web or come to closest Maybank branch.

Don’t miss this opportunity to arrange your finances better during the month of Ramadan with the U Goal Saver/ U Goal Saver iB now!