Buying, selling, or transferring foreign currency can now be done anytime, anywhere—easily and conveniently—right at your fingertips via the M2U ID App (mobile banking) and M2U ID Web (internet banking). Available in various currencies: USD, SGD, EUR, AUD, JPY, HKD, GBP, CHF, and CNY.
CNY transactions are only available through the M2U ID App.

Enjoy competitive exchange rates and a range of other benefits, including:

  • No conversion fees for all foreign exchange transactions
  • Real-time exchange rate information
  • Foreign currency transfers to other banks can be made from 02:00 AM to 02:00 PM (Western Indonesia Time), excluding Sundays/public holidays. These transactions are subject to SWIFT (Society for Worldwide Interbank Financial Telecommunication) or correspondent bank fees.
    Fee info: www.maybank.co.id/limitbiaya
  • Foreign currency buy/sell and transfers to Maybank accounts can be made 24/7, including on public holidays.

For SWIFT transactions exceeding the equivalent of USD100,000 per month, Bank Indonesia (BI) regulations apply. Customers may be required to upload supporting documents via the M2U ID App.

Here is the transaction guide

1A
Login to the M2U ID App, click the top left icon on your account screen, select Foreign Exchange Rates (to view the updated rates).
step 1
1B
Tap the yellow round button with three dots.


step 1
1C
After the Transfer menu appears, select the option “Other banks via SWIFT”

step 1
2
Select the source account you want to use for the transaction.
step 2
3
Select ‘Destination Bank’

step 3

 

4
Select ‘Currency’
 
step 4

 

 

5
Enter the amount and recipient information.
Check the box at the bottom if making a foreign currency transfer of no more than USD 100,000 or equivalent per month per Customer, then click Continue."






step 5
 
6
Enter the transaction purpose and type of underlying document*. If the foreign currency transfer does not exceed USD 100,000, select “Without Underlying”
An underlying document is required:
1.If the total foreign currency transaction amount will exceed the equivalent of USD 100,000 per month
2. For IDR-CNY transfers of any amount, to any bank located in or having branches in Mainland China."
step 6
 
7
Complete the Foreign Exchange Traffic (LLD) form.
Filling out the LLD form is required if the foreign currency transaction amount exceeds the equivalent of USD 10,000.






8
Make sure all the information is correct and click confirm.

9
Enter the Secure2u passcode.


10
The foreign currency transfer has been successfully processed.

1
Pada halaman tampilan M2U ID App, tap pada burger menu dikiri atas
step 1
2
Pada halaman burger menu, tap opsi Kurs Valuta Asing
step 1
3
Tap tombol kuning bulat titik tiga

step 1
4
Pilih opsi ‘Rekening Sendiri’

step 2
5
Pilih Rekening Sumber Dana

step 3

 

6
Pilih Rekening Tujuan transfer
 
step 4

 

 

7
Isi Nominal Transaksi



step 5
 
8
Cek informasi transaksi dan isi Pesan jika dibutuhkan**
**Jika Nominal transaksi di bawah equivalent USD 10,000, transaksi Cross Currency, atau transaksi Mata Uang Asing, dan Nasabah adalah WNA, maka Nasabah diwajibkan mengisi form Lalu Lintas Devisa (LLD). Jika tidak, lanjut ke step 10
step 6
 
9A
Jika transaksi dilakukan oleh WNA, merupakan transaksi Cross Currency, dan Nominal melebihi equivalen USD 10,000, maka M2U akan menampilkan from LLD (Lalu Lintas Devisa)

9B
Pada opsi Status Pengirim, pilih opsi “Sender is identical with Receiver”.

9c
Pada opsi Warga Negara Penerima, pilih opsi sesuai kewarganegaraan Penerima

9D
Pada opsi Kategori Penerima, pilih “Individual” – Karena Penerima adalah individual (Perorangan), diluar Perorangan bisa pilih opsi yang lain
9E
Pada opsi Hubungan dengan Pengirim, pilih ‘Non-Affiliated’
9F
Pada Kategori Tujuan Transaksi, pilih opsi Transaksi Modal/Keuangan
9G
Pada Keterangan, pilih opsi Simpanan di Indonesia – Penempatan simpanan lebih dari 3 s.d. 6 bulan
9H
Isi detail transaksi pada field Detail Transaksi (maks. 40 karakter)
10
Review transaksi pada halaman Konfirmasi Transaksi
11
Transaksi Berhasil
1A

Login M2U ID App, click the menu icon on the upper left of Your account screen, choose Foreign Exchange (to see the updated foreign exchange)

1B
Tap the three-dot yellow button.
step 2
1C
Once the Transfer menu appears, choose “Other Bank via SWIFT”

step 3

 

2
Choose the Source of Account You want to use for Your transaction.
 
step 4
3

Choose Recipient Bank.

step 5
 
4

Make sure the name of the recipient bank and SWIFT code are correct. Choose currency, then click Continue.

step 6
 
5

Input amount and recipient information, checkmark on the box at the bottom if your foreign exchange transfer do not exceed USD100,000 or equivalent/month/Customer, next click Continue.

step 6
6

Input Your transaction purpose and underlying document type*. If Your foreign exchange transfer do not exceed USD100,000, choose “Without Underlying”

An underlying document is required for IDR-CNY transfers in any amount, to any bank located or branched in Mainland China
step 5
 
7

Verify all information are correct and click Confirm & Request TAC or Secure2u passcode.

step 6
 
8

Enter TAC/passcode Secure2u passcode.

9

Foreign exchange transfer has successfully been processed.


 
 
 
1

Login to M2U ID Web (New Website) at https://m2u.maybank.co.id

2

On your account dashboard, click the "Transactions" button on the upper right corner.

3
  1. Select “Transfer” menu on the transaction page.
  2. Select source of fund on the “Transfer from” column.
  3. Select “SWIFT Foreign Currency Transfer” on the “Transfer to” column.

4
  1. Enter the beneficiary’s SWIFT code or enter the beneficiary’s bank name to search the SWIFT code.
  2. Click the “Search” button.
  3. Click on the SWIFT code area.

5
  1. Enter the beneficiary’s account number/ IBAN.
  2. Select the currency of destination country and enter the transaction amount.
  3. Select a correspondent responsible for transaction charges.
  4. Input the beneficiary's details.
  5. Click “Transfer” button.

6

Enter further beneficiary-related details, then click "Transfer" to continue.

 

7

On the transaction confirmation page, check the transfer details once again and if appropriate please click “Request TAC”.

8

Input the TAC that has been sent to your registered phone number, then click “Confirm” to continue.

9

Your transfer has been successful. Click “New Transfer” to make another transfer or “Download Receipt” to get your transaction receipt.

10

Your transaction receipt has been successfully downloaded.

#MyBank

*Notes :

Underlying Document requirement for foreign exchange transaction through M2U ID App

  1. LCY-FCY Transfer equivalent >USD 100,000/ month (Accumulation of all transfer transactions made)
  2. Other Bank (SWIFT) FCY-FCY Transfer equivalent >USD 100,000/ transaction
  3. IDR-CNY Transfer to Mainland China (all amount)
  4. IDR-MYR Transfer to Malaysia equivalent >USD 200,000/transaction
  5. IDR-THB Transfer to Thailand equivalent >USD 200,000/transaction