Invite your business partners or colleagues to join the Maybank Current Account iB program, get referral fee up to IDR1,000,000 for every successful referral.

Period 1 July – 31 December 2024

Get additional benefits:

  • Extra transaction and extra banking by joining Maybank Business Current Account iB program. More info click here 

Commission calculation as follows:

  1. The calculation of commission per Customer is as follows:

Average Balance of Customer Referral Results 1 month after account opening

Commission Amount

Min. IDR10,000,000

IDR200,000

Min. IDR30,000,000

IDR200,000

Min. IDR100,000,000

IDR500,000

Min. IDR500,000,000

IDR1,000,000

  • Reward referral fee applies multiples per referred customer during the program period.
    Example:
    Customer A refers 5 colleagues to open Maybank Current iB and the referred colleagues have an average balance of 1 month since account opening of min. IDR10 million. This means that Customer A will get a commission of IDR1 million (5 x IDR200,000).
    Customer B refers 10 colleagues to open Maybank Current iB and the referred colleagues have an average balance of 1 month since account opening of min. IDR500 million. This means that Customer B will get a commission of IDR10 million (10 x IDR1 million).

b. Additional Commission

  • If the referrer refers at least 3 eligible new Customers, then at the end of the program period will get additional commission of IDR300,000.
  • This additional referral fee reward does not apply multiples.
    Example:
    Customer A refers 5 colleagues to open Maybank Current iB and the referred colleagues have an average balance of 1 month since account opening of min. Rp10 million. This means that Customer A will get a commission of IDR1 million (5 x IDR200,000). The Customer will also get an additional referral fee at the end of the program period for referring min. 3 new Customers worth IDR300,000 (calculated from the first 3 new Customers referred).

Commission Terms and Conditions for Referrals:
How to get commission:

  • Invite your business partners or colleagues to open Maybank Current Account iB (valid for prospective Customers who do not have Maybank Current Account or Current Account iB).
  • Referrer informs the data of prospective Customers who will be referred to the Maybank Officer.
  • Various benefits from Maybank Business Current Account iB to support Customer's business needs.

Average balance (IDR)

Free monthly admin fee

Free transaction fees

Transaction via M2E (internet banking)

Clearing transaction at the Branch

Other transaction

Transaction MYR, THB & CNY

10 million - < 25 million

X

X

X

x

  • Free of charge transfer/telex
  • Free correspondent Bank fees

Fee option: full amount (OUR)

Valid for transaction via Maybank branch & M2E

25 million - < 30 million

V

Free Clearing at Maybank branch counter

30 million - < 50 million

V

50 million - < 100 million

V

Free of charge:

  • RTGS
  • SKN
  • BI Fast
  • Remittance (biaya transfer)

100 million - < 300 million

V

Chosen between:

  • Free LLG & discount RTGS or
  • Free Checkbook/BG

300 million - < 500 million

V

500 million - < 750 million

V

Free LLG & discount RTGS + free Checkbook/BG

>= 750 million

V

Other Terms and Conditions:

  • After being declared eligible or fulfilling the terms and conditions that have been set, the referrer will receive a commission which will be credited to Maybank Savings Account/Current Account iB max. 30 working days after qualifying for commission per reference. For additional commission will be credited at the latest 30 April 2025. If that date falls on a holiday, it will be credited on the following business day.
  • The commission value given is in nett amount, taxes are borne by Maybank Indonesia.
  • The commission given comes from the Bank's source of funds and is not part of the Customer's profit sharing.
  • The provision of this reference uses the Ju'alah Agreement. A Ju'alah contract is a promise or commitment (iltizam) to provide a certain reward ('iwadh/'jul) for the attainment of results (natijah) determined from a job. Based on the Ju'alah Agreement, PT Bank Maybank Indonesia, Tbk acts as Ja'il (the party that promises to pay certain rewards (ju'l) for the achievement of work results (natijah) specified by PT Bank Maybank Indonesia, Tbk in the Terms and Conditions of the Maybank Giro iB referral program and the referrer acts as Maj'ullah (the party who performs Ju'alah)
  • The program does not apply to Employees of PT Bank Maybank Indonesia Tbk.
  • PT Bank Maybank Indonesia Tbk has the right to cancel, postpone, extend or terminate this program beforehand; vary, delete, or add one of the terms and conditions of the absolute decision by giving notice according to the applicable provisions and will be informed at maybank.co.id
  • PT Bank Maybank Indonesia Tbk at any time based on its sole discretion has the right to disqualify any Customer who is proven or indicated to have committed fraud, violated the applicable laws and regulations and/or performed other intentional manipulations in connection with the implementation of the program.