Comparison of Deposits and Other Investment Products, Which is Better for Optimal Fund Development?

28 September 2023

Develop Funds Optimally with Deposits

Guide Open Maybank Deposits

Managing finances wisely is important for every individual who wants to achieve long-term financial goals. One way is through investment. With investment, fund development can be more optimal and grow faster than just saving in an ordinary account. Our funds will be placed in assets or financial instruments that have the potential to provide benefits within a certain period of time. This is especially important if you want to achieve various goals such as preparing for retirement, buying a house, educating your children or simply earning additional income in the future.

One option that is widely used for optimal fund development is a time deposit. In simple terms, a deposito is a form of savings in a bank with a certain period of time and a fixed interest rate. Deposits usually offer a higher level of security than other investments because the customer's funds are guaranteed by the Lembaga Penjamin Simpanan (LPS) to a certain extent.

Maybank presents Maybank Deposits which can be your investment choice besides other Maybank investment products, such as stocks or Mutual Funds, the Customer needs to consider the risk and potential profit aspects.

Maybank Time Deposits are guaranteed by the Lembaga Penjamin Simpanan (LPS) with a fixed deposit interest rate for a certain period of time, so that customers know exactly how much profit they will get at maturity. However, the level of profit from Maybank Deposits tends to be lower than other investment products.

On the other hand, other Maybank investment products, such as stocks or Mutual Funds, have higher profit potential. However, this is offset by greater risk. Stock prices can go up and down, so the investment value can fluctuate from time to time. Nonetheless, long-term investments in stocks or Mutual Funds can provide more profitable results compared to deposits.

For those of you who are just starting to invest, Maybank provides a wide selection of investment products that suit each customer's risk profile and financial goals. If you prioritize security and stability, Maybank Deposit can be a good choice because it offers a lower level of risk. However, if you are willing to take risks to get a bigger profit potential, you can consider Maybank's investment products such as stocks or Mutual Funds.

Analyze your risk profile, financial goals and investment term. Maybank provides a variety of products and services that can help you achieve optimal fund development according to your needs and preferences.

Let's grow your funds with Maybank Deposits. Open Maybank Time Deposit via M2U ID App info guide click here. or you can purchase other investment instruments via M2U ID App and start investing with Maybank.