RTGS (Real Time Gross Settlement) Transfer is one of the transfer methods used to send large amounts of money between banks directly and in real time. Each transaction uses the RTGS method, transactions are processed individually and immediately credited to the beneficiary's account. This ensures that transactions are carried out safely, quickly, and accurately without the risk of loss or delays in delivery.

The difference between RTGS transfers and other online transfers, such as SKN/LLG (National/Local Clearing System and Giro) and RTOL (Real Time Online), lies in the minimum amount and delivery time. RTGS transfers are generally used for large amounts like millions to billions, whereas other online transfers are more suitable for smaller amounts of money transfers.

Through the New M2U ID Web, you can make transactions using the RTGSmethod easily anywhere and anytime. The New M2U ID Web from Maybank Indonesia also provides convenience in making large amounts of financial transactions. The fees charged are quite competitive, which is only IDR 25,000, with a minimum limit of IDR 200 million to IDR 10 billion per day*.

*Only for beneficiary accounts that have registered favorite transactions

To make transactions using the RTGS method via M2U ID Web, here are the steps that you can do, which includes:

1. Enter the New M2U ID Web page and log in using the User ID you have created.
2. On the Maybank menu tab, select 'Transfer'.
3. In the destination account column, select the 'RTGS' (Real Time Gross Settlement) menu.
4. Select the beneficiary bank to be transferred.
5. After a pop-up appears, you will be directed to fill in the account number, transaction amount, recipient name, transaction date, message, and email.
6. After completing the required data, click the 'transfer' button.
7. On the confirmation page, please click the 'Request TAC' button.
8. Enter the TAC number and click confirm.
9. After that, a successful transaction page will appear.
10. Make sure the 'proof of transfer' is in accordance.

For more information, you can see the RTGS transaction guide on this page.

Ease of transactions using the RTGS method through the M2U ID Web, Maybank Indonesia makes it easy for customers to make large amounts of financial transactions quickly, safely, and efficiently between banks.

Pay attention to the latest limit information and fees that apply before making a transaction. Let's use the New M2U ID Web to make large transactions! Transactions are easier, safer, and more efficient with Maybank Indonesia