In the business world, opportunities to start and develop a business are always wide open for creative people. Small and Medium Enterprises (SMEs) are a field that has a lot of potentials to be developed. However, constraints on business capital or investment are a major problem for business people. Therefore, it is important for SMEs to get the right funding sources such as business financing/loan services from financial institutions.

Maybank SME Services from Maybank Indonesia offers venture capital loan services for SMEs in Indonesia. Maybank SME services can be a solution for SME players who need financing, both in the form of working capital and investment in developing their businesses. Through Maybank's SME services, SMEs can obtain the business loan funds they need easily and quickly as needed

SME Maybank is a business financing solution to help SME players develop their businesses in the form of working capital loans and business investments with a maximum financing of up to IDR 15 billion. The various benefits that you can get when using Maybank SME in business development include:

1.  Fulfilling the Needs for Working Capital and Business Investment

Maybank SME can help SMEs meet their working capital and business investment needs by providing business loans. This loan can be used for various business needs such as buying production raw materials, increasing inventory capacity, buying business equipment and machinery, and financing business expansion through property purchases. With sufficient business capital, SMEs can freely develop their business effectively.

2.  Helps Manage Cash Flow

Irregular cash flow will be a problem for SMEs. The existence of a payment option service at Maybank SME makes business people more flexible in paying their obligations according to their financial capabilities. The due date is quite long, up to 15 years. With a long due date, SMEs can manage cash flow according to their ability without burdening business cash finances.

3.  Simplify Business Transactions

Maybank SME services are equipped with Internet banking services. Through the M2U ID App/M2U ID Web and M2E for SMEs, it will be easier for business transactions. Payment options through scheduled fund transfers make transactions faster and safer so that SMEs can run their business more efficiently.

For more information about the features and benefits of Maybank SME, visit this page. And to obtain a business loan through Maybank SME, you must prepare the following terms and conditions:

• The form of business entity is a company or individual.
• Have a minimum of 3 years of business experience.
• Minimum age 21 years and maximum 70 years.
• Indonesian Citizen.
• Not on the National Black List .
• Credit is used for productive purposes.

In addition to the terms and conditions above, you need to prepare supporting documents in the Maybank SME application process. The list of documents that must be prepared can be seen on this page. Come on, apply for a business loan with Maybank SME ! Grow your business easier, faster, and more efficiently!