The new year is the right moment to rearrange various things, which includes investment. If you have invested in mutual funds, immediately review them in depth, so that their performance remains according to the plan that you want.

Investment is something that you must do so that your financial situation will be more secure. There are various writings and advice from financial planners. One of the tips on managing finance is to allocate your finance for investment. The best investment instrument would be mutual funds. If you have started investing your funds there, this means that you are on the right track in planning your finances.

However, you can’t just sit idly and let your mutual funds be made, you would still need to control and supervise so that your investment goes according to plan. If it's deviating from your target, you can review your investment portfolio periodically.

The beginning of the year is the right time to do it. Can’t wait to get started? Here are some practical tips to review your mutual fund investment portfolio:

1.  Check your overall portfolio investment

You can start looking at your overall current mutual funds. For example, Learn how it performs, whether it is according to the target or not. Then, you can also look at the allocation, whether the investment that you have run has been well diversified or not. There are some things that you need to pay attention to so that you will have a complete picture of the mutual fund investment that you currently have.

2.  Look back at your financial goals

Resetting your mutual fund is similar to other financial management tips. You need to look at the financial goals that you have. Remember first what you want to achieve with this mutual fund investment. Then, see if the results are according to your plan or not.

3.  Do analyze

You have to start doing your mutual fund analysis. Do an in-depth review so you can see whether the mutual fund products in your current investment portfolio are suitable as a tool to achieve your financial goals, or should be replaced with other mutual fund products that are more appropriate and in accordance with your risk profile. This will help you in making the right decision.

4.  Take the necessary action

After doing the analysis, you can take action. perform rearrangement if necessary. For example, if your portfolio is not according to the target as it is focused on a sector, you can do rebalancing. In other words, take the necessary steps needed so that your mutual investment and mutual funds are according to the plan.

Mutual funds are one of the most interesting investments. The yield given is higher than the interest on savings and time deposits. However, the risk is not too big. Therefore, mutual funds are perfect for new investors. It is no surprise that there are various tips on managing finances that recommend investing in mutual funds.

So, are you interested in investing in mutual funds? You can easily invest in mutual funds at Maybank Everything can be done at your fingertips, by just using the M2U ID App. Curious how? You can see the details on how to purchase mutual funds through M2U ID here.

Additionally, you can also use the M2U ID app to top up, sell, and switch mutual funds as well as check portfolios and update your investment risk. Starting from IDR 100 thousand, you can start investing in mutual funds. You can invest only once or regularly every month automatically.

What are you waiting for? Find a wide selection of mutual fund products according to your needs at Maybank. Mutual funds are also available in shariah. Start investing in mutual funds through the M2U ID App. Investing in mutual funds like this, this means that you have implemented proper financial management for long-term plans.