(1) Bid / offer spread 5%
(2) Reduction of insurance costs once investment value is close to, or reaches the targeted sum insured
(3) In accordance with the terms and conditions of the insurance policy
(4) Subject to Insured’s age of entry in accordance with the applicable underwriting requirements
What are the Benefits of MyProtection Infinite?*
If the Insured passes away during the insurance period, the Insurer will pay the amount of Death Benefits, determined by the following (whichever is larger):
The amount of money that will be paid at the date the Insured is diagnosed with one of the 3 (three) Critical Illness by a doctor (Critical Illness Diagnosis Date), amounting 20% of (whichever is larger):
The investment value balance in this policy will be paid upon the occurrence of the following events:
The Insurer will pay the Persistency Bonus Benefits in the form of Unit addition to the Investment Value amounting 70% (seventy percent) of the annual Regular Basic Premium (not including the Regular Top Up Premium), if the Insured is still alive and the Policy is still in force at the end of 5th Policy Year, with the following requirements fulfilled:
If the Insured lives until the end of the Insurance Period, the Insurer will pay the investment benefits in form of all Investment Value Balance (if any) at the end of Insurance Period.
Get additional health insurance benefits through Prime Medical Protection, which provides premium protection solutions and offered in 5 different plans.
Advantages of Prime Medical Protection :
For more information, click here to download rider product brochure
* Terms and conditions are fully arranged in the Policy.
Up to 100 years old, with monthly deduction of Cost of Insurance.
Minimum amount of Regular Premium:
IDR33,500 (thirty three thousand five hundred Rupiah) or USD5.7 (five point seven United States Dollars) will be charged after the Policy is issued via monthly deduction of Regular Premium Units if the Policy is still in force.
0.417% (zero point four one seven percent) of the Regular Premium Investment Value will be charged upon the issuance of Policy via monthly deduction of Regular Premium Units within the first 6 (six) years of the Policy
Free of charge until 5 (five) times per year. After the 5th transfer, a cost amounting 1% of switched fund with minimum of IDR100,000 (one hundred thousand Rupiahs) or USD20 (twenty United States Dollars).
Investment fund management cost will vary in accordance of your choice of investment funds. The amount ranges from around 1% to 2% annually.
This fee will be charged via deduction of Regular Premium Units as per the following formula:
Factor x Amount of Fund Withdrawal from Regular Premium Investment Valuet:
Policy year Factor
1 75%
2 50%
3 30%
4 20%
5+ 3,5%
This fee is calculated by multiplying the Regular Premium Investment Value with the following factors:
Policy year Factor
1 75%
2 50%
3 30%
4 20%
5+ 0%
Policy year Factor
1 not allowed
2 not allowed
3 30%
4 20%
5 10%
6+ 0%
Allianz is one of the largest insurance and asset management providers in the world, founded in 1890 in Germany; Allianz is now present in more than 70 countries and serves more than 75 million customers worldwide.
PT. Asuransi Allianz Life Indonesia was established in 1996 and is engaged in life, health, pension and sharia insurance. Currently PT. Asuransi Allianz Life Indonesia has expanded its distribution network in more than 44 cities through more than 87 offices of business partners and supported by more than 14,000 sales people.
Important notes:
For more information contact Customer Care at 1500611 or please visit the nearest Maybank branch.