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Solusi Usaha Kecil & menengah Anda
 
Ia s loan facility for entrepreneurs who require working capital, investment, or export – import facilities with loan limit ranging from   Rp 1 billion up to Rp 10 billion in Rupiah (IDR), and / or USD, and / or the Singapore Dollar (SGD) *
 
*) SGD apply only in Batam and Tanjung Pinang
 
Type & Purpose
§   Working Capital
   a. Overdraft Loan (PRK) to finance working capital with  credit period up to 1 year,
       extendable based on customer’s need
   b. Trust receipt (TR) , is a short-term loan which can be used to release import documents
       after fulfilling all obligations towards customs duty.
   c. Working capital term loan, with credit period up to 3 years  
§   Export – Import Financing
   a. LC & BG  
§   Investment Loan,  with credit period up to  10 years
 
Collateral   
§   Land and/or buildings, such as: House, RUKO, RUKAN, Office, Kiosk, Warehouse, Factory,
   Apartment.
 
Prime & Quality Service
§   Fast & Easy process with flexible credit period
§   Competitive interest rate
§   Affordable administrative fee
 
Term & Condition
§   For individual / CV / PT
§   Business has been running  minimum  2 years
§   Minimum age 25 y.o and maximum 65 y.o when the credit end
 
Required Loan Documents
§   Copy of ID card / passport of a prospective borrower/ spouse / management/ shareholders)
§   NPWP/SIUP/TDP
§   Akta Perusahaan & Perubahannya*
§   Bank statements/ Saving account from the last 3 months in all banks
§   Collateral Certificate (land/building : IMB, Building Plan, the latest AJB, the latest Land & Building Tax (PBB))
 
*) only for CV/PT
 

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