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Halaman depan > Business Banking > Micro Banking > PIJAR


Pijar is a micro banking service from Maybank to facilitate customers with lending & funding program and support the growth of MSME in Indonesia.

A.  Lending

Pijar offers financing facility both in Shariah and Conventional, for small & micro entrepreneurs (indoviduals or corporate) ranging from Rp 5 million up to Rp 500 million. Pijar lending facilities are as follow:

  1. Multipropose Loan
    This is a financing facility for business expansion or business activity or any other purposes with credit period up to 5 (five) years.
  2. Working Capital Loan
    This is a A loan facility to finance working capital needs with credit period up to 1 (one) year.
  3. Kiosk Loan Financing Program
    This is a loan facility for small entrepreneurs for financing of new business space, renovation, renewal of Kiosk Right and upgrade kiosk certificate with credit period up to 5 (five) years.*

    *) for renewal kiosk right credit period may be proposed up to 10 (ten) years
  4. Tunai Emas (Cash Gold iB)
    This is a Shariah based gold pawn with collateral of Gold Bars, Jewellery, and Coins of 16-24 carat. The pawn period is up to 4 (four) months, extended maksimum 2 period.


  • Individulas
  • Indonesian Citizen
  • Min 21 years old (or 18 years old if already married), max 65 years old when the pawn period end

B. Funding Products

Pijar also serves funding products, such as:

  1. Tabungan Pijar iB
  2. Tabungan investasi iB
  3. Tabungan lainnya

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