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KPR Floating Rate

Maybank Mortgage product which offers floating rate based on SBI 12 + 3.25% or SBI 12 + 3.50% from the beginning of the credit until to end of the tenure and free penalty for early paid off at any time.

KPR Primary KPR Secondary KPR Multiguna/Refinancing
Floating Rate =
SBI 12 month + 3.25%
Floating Rate =
SBI 12 month + 3.50%
Floating Rate =
SBI 12 month + 3.75%


Maybank KPR Floating Rate give benefits:

  1. Fair and transparent interest based on SBI 12 .
  2. Free penalty on early paid off.
  3. Fix spread during the loan tenure.

This facility can be used for house / apartment / shop house / land purchase, also for refinancing / multi purposes (Maybank KKBP).

Plenty of advantages!

  • FREE annual fee for Maybank credit card for whole tenure of credit.
  • Fair and transparent changes of interest rate based on SBI 12 .
  • The credit tenure is up to 30 years.

Term and condition:

  1. Indonesian citizen.
  2. Minimal age is 21 years and maximal is 55 years (for employee) and 65 years (for entrepreneur / profesional) at the end of the tenure.
  3. Having fix income.
  4. Working experience is minimal 2 years (for employee) or 3 years (for entrepreneur / profesional).
  5. Residence, working and collateral must be located within Maybank coverage area.
Document Employee Entrepreneur Profesional
​Copy of Personal ID and Family Card
​Copy of Marriage / Divorce / Death Certificate / Prenuptial Agreement
​Copy of Personal NPWP
​Copy of last 3 months saving / current account
​Company Reference Letter and Latest Salary Slip    
​Copy Practical License    
​Copy of Article of Association and its Amendments, Trade License (NPWP, SIUP and TDP)    
​Proof of Down Payment (for a new house) or original / legalized certificate, IMB, building layout, AJB and PBB (for secondary house)  

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