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SR025 Investment via M2U ID App

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Info panduan KLIK DISINI

 

Limited Time Offer!

The Government of Indonesia is issuing Retail Sukuk (SR) Series 025 (SR025), featuring the two series: SR025-T3 with a 3 year tenor and SR025-T5 with a 5 year tenor both available in the same offering period. Choose your preferred tenor and make a purchase promptly to get a 0.10% cashback (max. IDR 15 million) for SR025 purchases via the M2U ID App with fresh funds added to your Maybank Savings/ Current/Time Deposit accounts. Get an additional cash reward/indicative extra yield of up to 5.25% per annum by placing a minimum of IDR 200 million in Maybank Savings prior to your SR025 purchase.

Purchase now via M2U ID App or visit the Maybank branch!

SR025 program details:

Issuer

Government of the Republic of Indonesia through the Indonesian SBSN Issuing Company

Series

SR025-T3 and SR025-T5

Investor

Indonesian Citizens

Offering period

21 August - 16 September 2026 (As long as the National quota is still available)

Type of Contract

Ijarah Asset to be leased

Maturity

SR025-T3: 10 September 2029

SR025-T5: 10 September 2031

Face value per unit

IDR 1,000,000 per unit

Min. order

IDR 1,000,000

Max. order

SR025-T3: IDR 5,000,000,000

SR025-T5: IDR 10,000,000,000

Reward type

Fixed coupon with monthly periodic payments.

Reward rate

SR025-T3: 6,80%/year

SR025-T5: 6,90%/year

Date of first reward

10 October 2026 (short coupon)

Fee payment date

The 10 of every month. In the event that the coupon payment date is not on a working day, then the coupon payment is carried out on the next working day without interest compensation. Working day is a day on which payment system operations are organized by Bank Indonesia.

Minimum Holding Period

For 1 (one) coupon payment period

Tradibility

Tradable starting from 11 October 2026 or after the end of the minimum holding period

Underlying Asset

BMN and Projects/Activities of Ministries/Agencies in the 2026 State Budget

 

Enjoy cashback program of up to 0.10%

Cashback up to 0.10% of fund placement will be given as follows:

Period

Series

Cashback Value

21 August - 16 September 2026

SR025-T3

0.10% 

SR025-T5

 

Cashback Terms and Conditions:

  1. Customers must purchase SR025 with a minimum amount of IDR 100 million (applies to all tenors).
  2. The Customer must maintain an increase in the total balance of their Maybank Savings Accounts/Current Accounts/Time Deposits as of 16 September 2026 compared to 20 August 2026.

    If the Customer does not yet have a Maybank Savings/Current/Deposit Account, please open one via the M2U ID App. This applies to accounts/savings/deposits under Sharia principles.
    Maybank Savings Account information
    Click here
    Maybank Savings Account Opening Guide
    Click here
    Maybank Current Account information
    Click here
    Maybank Time Deposit information
    Click here
    Maybank Time Deposit Opening Guide
    Click here

 

Other Information:

  • Cashback applies to accumulated SR025 purchase transactions made during the same period. Transaction accumulation only applies within the same tenor.
  • Cashback will be credited to the source-of-funds account used for the SR025 purchase no later than October 30, 2026.
  • If there are other cashback programs available during the SR025 offering period, customers with the same CIF (Customer Information File) are eligible for only one IPO cashback program.
  • Cashback will be credited to a Maybank Savings/Tabungan iB account in Indonesian Rupiah (IDR), provided the account status is active and non-dormant (a bank account with no transaction activity for 12 consecutive months since the last transaction).
  • PT Bank Maybank Indonesia Tbk reserves the right to cancel, postpone, extend, or terminate this program earlier, as well as vary, delete, or add to any of the terms and conditions at its absolute discretion, which will be announced via Maybank's website at www.maybank.co.id.

 

0.10% Cashback Simulation:

Customer A purchases SR025 amounting to IDR 5 billion for SR025-T3 and IDR 10 billion for SR025-T5.
Total funds in Maybank Savings and Maybank Deposits as of August 20, 2026, stand at IDR 500 million.
As of September 16, 2026, total funds in Maybank Savings and Maybank Deposits reach IDR 600 million (an increase of IDR 100 million from August 20, 2026).

Series

Funding as of 20 August 2026

Funding as of 16 September 2026

SR025 Purchase Date

Max Order

Cashback Value

SR025-T3

IDR 500 million

IDR 600 million

30 August 2026

IDR 5,000,000,000

IDR 5,000,000

SR025-T5

3 September 2026

IDR 10,000,000,000

IDR 10,000,000

Max. cashback amount credited to the customer's account

IDR 15,000,000

 

Cashback calculation:

  • SR025-T3 purchase: IDR 5,000,000,000 x 0.10% cashback = IDR 5,000,000
  • SR025-T5 purchase: IDR 10,000,000,000 x 0.10% cashback = IDR 10,000,000
  • Total cashback credited to the account = IDR 15,000,000

 

Enjoy safe investments with multiple benefits through Maybank Indonesia. Learn more about the SR025 Sukuk Ritel offer before investing. SR025 is not a banking product issued by Maybank Indonesia. Maybank Indonesia is an authorized distribution partner of Savings Sukuk appointed by the Ministry of Finance of the Republic of Indonesia.

BUY NOW 

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Download M2U ID now and start investing to take the first step toward realizing your dreams!

CLICK HERE

Easy Guide to Ordering SR025 via M2U ID App

CLICK HERE

 

 

Special Offer


 

Get additional Cash Reward of up to 5.25% p.a!

Enjoy additional cash reward/indicative additional return of up to 5.25% p.a. (per annum) by opening or placing funds in a Maybank/Maybank iB Savings Account, followed by a purchase of SR025.

Learn more 

click here

 

 

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PT Bank Maybank Indonesia Tbk is a Bank licensed and supervised by OJK & Bank Indonesia and LPS. PT Bank Maybank Indonesia Tbk is a guarantee participant in the LPS. The maximum deposit guarantee value per Customer per bank is IDR2 billion. To find out the applicable LPS interest rates, please CLICK HERE

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