ST016

Limited Offer!

The Government has once again launched the Government Securities (SBN) Sukuk Tabungan ST016, available in two series: ST016-T2 (2-year tenor) and ST016-T4 (4-year tenor) within one offering period. Choose the tenor according to your needs and get a cashback of up to 0,10%, with a maximum of IDR15 million of your investment value.

Purchase easily via the M2U ID App or visit your nearest Maybank branch!

ST016 Program Details:

Issuer	Government of the Republic of Indonesia through SBSN Indonesia
Series	ST016-T2 dan ST016-T4
Investor	Indonesia Citizens
Offering Period	8 May – 3 June 2026 (As long as the national quota is available)
Form	Scripless, non-tradable in the secondary market, non-transferable, and cannot be liquidated until maturity except during the early redemption period.
Sales Allotment Date	8 June 2026
Settlement Date	10 June 2026
Maturity Date	ST016-T2: 10 June 2028 ST016-T4: May 2030
Nominal Value per Unit	IDR 1,000,000 per unit
Minimum Order	IDR 1,000,000
Maximum Order	ST016-T2: IDR 5,000,000,000 ST016-T4: IDR 10,000,000,000
Coupon Type	Floating with floor, paid periodically every month
Coupon Rate	10 July 2026
Return Rate	ST016-T2: 6.05% ST016-T4: 6.25%
First Coupon Date	10 July 2026
Effective Date of Adjusted Coupon	11 February, 11 May, 11 August, 11 November each year in 2026
Coupon Payment Dates	10th of every month. If the date falls on a non-business day, payment will be made on the next business day without additional interest. Business days are days when Bank Indonesia’s payment system operates.
Coupon Adjustment Period	3 working days before the effective date of the return period.
Early Redemption Submission Period	ST016-T2: 10 June 2027 ST016-T4: 10 May 2028
Coupon and Principal Paying Agent	Bank Indonesia

Enjoy cashback program of up to 0.10% during the offer period!

Cashback of up to 0.10% on invested funds will be given as follows:

Period	Series	Cashback Value
8 May – 3 June 2026	ST016-T2	0,10%
8 May – 3 June 2026	ST016-T4	0,10%

Customers are entitled to receive cashback if they make a purchase with a minimum deposit of IDR200 million.
The source of funds for the purchase does not requeired new funds (no fresh fund needed)
Cashback will be credited to the Customer's source of purchase account no later than 31 July 2026.
PT Bank Maybank Indonesia Tbk reserves the right to cancel, postpone, extend, or terminate this program in advance; to vary, remove, or add any of the terms and conditions at its sole discretion, which will be communicated through the Maybank website at www.maybank.co.id

Cashback simulation of up to IDR15 million.

Get 0.10% cashback, up to a maximum of IDR15 million during the offer period

Series	Max Order	Cashback Reguler
ST016-T2	Rp5.000.000.000,-	Rp5.000.000,-
ST016-T4	Rp10.000.000.000,-	Rp10.000.000,-
Max cashback		Rp15.000.000,-

Enjoy safe investments with multiple benefits through Maybank Indonesia. Learn more about the ST016 Sukuk Tabungan offer before investing. ST016 is not a banking product issued by Maybank Indonesia. Maybank Indonesia is an authorized distribution partner of Savings Sukuk appointed by the Ministry of Finance of the Republic of Indonesia.

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Easy Guide to Ordering ST016 via M2U ID App

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