ORI028

Limited Time Offer!

The Government of Indonesia is re-issuing Retail Government Bonds Series ORI028, available in two tenors within one offering period ORI028-T3 (3 years) and ORI028-T6 (6 years). Choose your preferred tenor and make your purchase now to enjoy cashback of up to 0.20% of your investment placement.

Purchase easily via M2U ID App or visit your nearest Maybank branch today!

ORI028 Program Details:

Issuer	Government of the Republic of Indonesia through the Indonesian SBSN Issuing Company
Series	ORI028-T3 dan ORI028-T6
Eligible Investors	Indonesian Citizens
Offering period	29 September – 23 October 2025 (subject to national quota availability)
Form	Scripless and tradable in the secondary market (among domestic investors)
Allotment Date	Monday, 27 October 2025
Date of settlement	Wednesday, 29 October 2025
Listing Date	Thursday, 30 October 2025
Maturity Dates	ORI028-T3: 15 October 2028 (3-year tenor) ORI028-T6: 15 October 2031 (6-year tenor)
Nominal Value per Unit	IDR1,000,000 per unit
Minimum Subscription	IDR1,000,000
Maximum Subscription	ORI028-T3: IDR5,000,000,000 ORI028-T6: IDR10,000,000,000
Coupon type	Fixed coupon with monthly periodic payments
Coupon rates	ORI028-T3: 5.35% per annum ORI028-T6: 5.65% per annum
First Coupon Date	15 December 2025
Coupon Payment Schedule	Every 15^th of the month. If the date falls on a non-business day, payment will be made on the next business day without additional interest. Business day refers to a day when Bank Indonesia’s payment system is in operation.
Coupon Adjustment Period	3 business days before the start of the coupon period
Minimum Holding Period	1 coupon payment (16 December 2025)
Paying Agent	Bank Indonesia

Enjoy cashback program of up to 0.20%

Cashback up to 0.20% of fund placement will be given as follows:

Period	Series	Cashback Rate
Early Bird (29 September – 5 October 2025)	ORI028-T3	0.15%
Early Bird (29 September – 5 October 2025)	ORI028-T6	0.20%
Regular (30 August – 7 Sept 2025)	ORI028-T3	0.10%
Regular (30 August – 7 Sept 2025)	ORI028-T6	0.15%

Customers are entitled to receive cashback for a minimum purchase of IDR100 million.
Funding source for purchase does not require new funds (no fresh fund needed).
Cashback will be credited to the customer's source account no later than 31 October 2025.
PT Bank Maybank Indonesia Tbk reserves the right to cancel, postpone, extend, or terminate this program earlier; vary, delete, or add any of the terms and conditions at its sole discretion and will be informed through the Maybank website at www.maybank.co.id.

Cashback simulation up to IDR27.5 million
Earn 0.20% cashback, up to IDR27.5 million for purchases during the Early Bird period (29 September – 5 October 2025), and still have the opportunity to get 0.15% cashback, up to IDR 20 million, during the Regular period (6 – 15 October 2025)

Series	Max. Order	Early Bird Cashback (29 September – 5 October 2025)	Regular Cashback (6 – 15 October 2025)
ORI028-T3	IDR5,000,000,000	IDR7,500,000	IDR5,000,000
ORI028-T6	IDR10,000,000,000	IDR20,000,000	IDR15,000,000
Max. cashback amount		IDR27,500,000	IDR20,000,000

Experience the peace of secure investing with multiple benefits and advantages through Maybank Indonesia.Please read the ORI028 Retail Sukuk offering document carefully before investing. ORI028 is not a banking product issued by Maybank Indonesia. Maybank Indonesia is one of the official distribution partners appointed by the Ministry of Finance of the Republic of Indonesia.

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