Under Musyarakah arrangement, Bank contributes capital to the customers business venture for a specified period of time. Any profit generated from the business will be shared between the Bank and the Customer based on the pre-agreed ratio known as Profit Sharing Ratio (PSR).Any loss will be borne by both parties according to the capital contribution ratio With Musyarakah arrangement, your business needs whether it is investment or working capital, short term or long term, will be fulfilled with flexible payment.

This facility is suitable to finance Customers business project, capital expenditure or working capital. Customer is required to provide business report (projection/realizationto the Bank to determine the PSR.