About SME+ Working Capital
Maybank SME+ Working Capital Financing is a flexible financing facility to meet your short-term working capital needs. Get financing facilities of up to IDR80 billion with a tenor of up to 5 years.
Benefits of SME Plus Working Capital
Manage cash flow and help business development.
Meet the needs of working capital and business investment
Easier Business Transactions
Feature
Loan Amount
Up to IDR80 billion.
Loan Tenor
Investment Max. 5 years
Interest Rates and fees
Competitive
Terms and Conditions
- Form of business entity in the form of individuals/individuals and companies.
- Indonesian citizens (WNI) and legally competent (for individual debtors).
- Have business experience for a minimum of 2 years.
- Minimum age of 21 years and a maximum of 70 years when the credit ends.
- Is a legal entity in accordance with the provisions of the applicable regulations.
- Not included in the National Black List (DHN)
- Not in bankruptcy status or bankruptcy dispute process.
- Credit is used for productive purposes.
Supporting documents for submission
| Document | Company (PT, CV) |
| Credit application form | ✓ |
| Applicant's KTP (including spouse if married and collateral owner/administrator & shareholder) | ✓ |
| Certificate of Marriage/Divorce/Death Certificate/Agreement on Separation of Assets (if any) | ✓ |
| NPWP | ✓ |
| Business license | ✓ |
| Bank account for the last 6 months | ✓ |
| Deed of establishment of the company and its amendments and the latest deed | ✓ |
| Decree of the Minister of Justice and Human Rights | ✓ |
| Guarantee Documents: Certificate of HM/HGB, last year of PBB, Building Permit (IMB) | ✓ |
| Other required supporting documents (Inventory Reports, Receivables, Projects, etc.) | ✓ |
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