Commercial Property Financing
This is a long term loan facility provided for customers to finance the procurement of commercial property, which is utilized by customers to run its business such as kiosk, warehouse, shop-house, factory, and office space/building with credit period up to 15 years.
With this financing program, the customer will be able to own a commercial property (other than mortgage products) with monthly installment, just like paying monthly business rental fee.
Property that is eligible
Type of property that is eligible are:
- Kiosk
- Shop - House
- Office Space / Building
- Factory
- Warehouse
Requirements and documents required
- Forms of business entities or individuals
- Not included in the national black list
- Indonesian citizens.
| Document | Document | Company |
|---|---|---|
| Personal Identity (KTP of the Applicant, Management, Shareholders, Guarantor Husband / Wife) | ||
| Marriage / Divorce Certificate | - | |
| Family card | - | |
| Marriage Agreement Deed / Separation of assets (if any) | - | |
| Debtor's NPWP | ||
| SIUP, TDP | ||
| Company Articles of Association (complete) with endorsement by the Ministry of Law and Human Rights | - | |
| Current / savings account for the last 3 months | ||
| Certificate of SHGB / SHM, IMB, PBB last year | ||
| Budget Plan / RAB (for financing vacant land) | ||
| Bukti setor/transfer bank atas pembayaran uang muka |
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