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Interest Rate and Credit Fee

Kredit Properti & Kredit Properti Multiguna Rate

Description Interest Rate
  KP
(Kredit Properti)
KP Multiguna
KP Regular Type 1
except KPR Fix & Fix,
KPR Bebas Bunga,
and KPR Floating Rate
10.50% fix 1 year 11.00% fix 1 year
10.50% fix 2 years 11.00% fix 2 years
10.75% fix 3 years 11.25% fix 3 years
10.75% fix 4 years 11.25% fix 4 years
10.75% fix 5 years 11.25% fix 5 years
10.85% fix 6 years 11.35% fix 6 years
10.85% fix 7 years 11.35% fix 7 years
11.00% fix 10 years 11.50% fix 10 years
KP Regular Type 2 8.50% fix 1 year, minimal tenor 4 years  
8.50% fix 2 years, minimal tenor 5 years
8.90% fix 3 years, minimal tenor 6 years
8.90% fix 5 years, minimal tenor 8 years
KP Floating Rate
Primary SBI 12 months + 3,25%  
Secondary SBI 12 months + 3,50%
Multiguna/Refinancing SBI 12 months + 3,75%
KP Take Over
Tipe A 9.00% fix 2 year
minimal tenor 5 years
Tipe B same with interest rate KP Multiguna Tipe 1
KP Fix&Fix
Regular
minimal tenor 5 years
8.50% fix 2 years,  
13.49% fix the next 3 years
Take Over 9.00% fix 2 years
  13.49% fix the next 3 years
 
KP / KP Multiguna Bebas Bunga Interest rate of KP/KP Multiguna Regular Type 1 + 0.50%
 
KP / KP Multiguna Fix & Floating Rate
Fix Rate Floating Rate
Primary 8.50% fix 2 years
(min tenor 5 years)
SBI 12 months + 5.50%
8.90% fix 5 years
(min tenor 8 years)
Secondary 8.50% fix 2 years
(min tenor 5 years)
SBI 12 months + 6.00%
8.90% fix 5 years
(min tenor 8 years)
Multiguna/Refinancing 11.00% fix 2 years
(min tenor 5 years)
SBI 12 months + 6.00%
11.25% fix 5 years
(min tenor 8 years)
 
Floating Rate 13.49% 13.99%
 

Interest rates may change any time without prior notice.

Administration Fee

No. Admin Credit Fee
1. Provision 1.00% of loan amount
2. Administration Fee 0.10% of loan amount and minimal IDR400,000
3. Life Insurance Premium As regulation
4. Fire Insurance Premium As regulation
5. Notary Fee As regulation
6. Internal Appraisal Fee IDR400,000 / collateral for secondary market


Early Paid Off Fee
(Full or partial payment)

1. 1. KP Regular , KP Bebas Bunga, and KP Multiguna Take Over

  • Tipe 1
    Credit Period Fee
    < = fix period 1% of the amount paid
    > fix period Free

  • Tipe 2
    Credit Period Fee
    < = fix period + 2 years 3% of the amount paid
    > fix period + 2 years Free

2. KP Floating Rate

Free early paid off fee

3. KP Fix&Fix

  • Fee
    Credit Period Fee
    < = 1st & 2nd fix period 3% of the amount paid
    > 1st & 2nd fix period Free

Document Safe Keeping Fee

If collateral documents is not retrieved within 2 months after paid off, the customer will be charged document safe keeping fee IDR 20,000 / calendar day.

Terms & Condition
Early Paid Off Mechanism

  1. Full and partial paid off can be done at maximum date 20 every month.
  2. Customer has to contact Customer Care on phone number 69811 (from mobile phone) to inform about early paid off.
  3. Customer has to fill in the early paid off form and sign it. The form should be sent by email to KPRAccountMaintenance2@maybank.co.id or fax to 021-6122859 at least H-7. The original form must be received by Maybank maximum H-3.
  4. The fund should be in customer's account no later than the H-1.
  5. For full paid off, collateral documents can be retrieved H+5 after paid off date. The customer and the owner of collateral should come with the original ID card.
 

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