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Solusi Usaha dan Karya
 
This is a loan facilities for small and medium entrepreneurs who require working capital and investment ranging from Rp 50 million up to Rp 1 billion.
 
Type & Purpose:
§   Overdraft Loan (PRK), to finance workcapital with  credit period up to 1 year, extendable
   based on customer’s need
§   Investment Loan (PB)
    a. for investment, credit period up to 8 (eight) years
   b. for working capital, credit period up to 3 (three) years and can be repaid gradually
 
Collateral   
§   Land and/or buildings, such as: house, shop-house, rukan, office space, kiosk, flats,
   warehouses, home industry factories.
 
Prime & Quality Service
§   Fast & easy credit process with flexible terms
§   Competitive interest rate
§   Affordable administrative fee
 
Term & Condition:
§   Individuals who own business, both entrepreneurs or professionals
§   Minimum 25 y.o and maximum 65 y.o when the credit end
§   Indonesian Citizens
§   Credit for productive purposes
 
Required Loan Documents
§   ID Card / Passport  & Family Certificate from debtors (husband & wife)
§   Marriage/ divorce/ death certificate/ deed of separation property / marital agreements
§   Tax Registration Number (NPWP)
§   Bank Statement / Account Saving Statement from the last 3 months in all banks
§   Copy of business permit /license to practice
§ Collateral Certificates (land/building : IMB, Building Plan, the latest AJB, the latest Land & Building Tax (PBB))
 

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